470 Mesa Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 470 Mesa Rd, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,310 sqft · built 1989
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on Record
Last Sale	$859,000 (Mar 2018)
Tax Bill	$10,401 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-124-031`

Property Details

APN / Parcel Number

Primary APN	`092-124-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,310 sqft Living Area
1st Floor Area	3,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	470 MESA RD
City	NIPOMO
State	CA
Zip	93444-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1393 LT 18
Legal Subdivision	TRACT NO 1393
Legal Tract	1393
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1031
Census Tract	12404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	470 MESA RD, NIPOMO, CA 93444-9311
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2019	Quit Claim Deed, Transfer TSI ESCROW - CERRITOS
Oct 2, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 30, 2018	Grant Deed, Transfer · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Mar 31, 2003 · Amount on Record
Deed Document Number	201812873
Last Transfer Date	Sep 23, 2019
Transfer Doc	0000042094
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	470 MESA RD, NIPOMO, CA 93444-9311
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 MESA RD, NIPOMO, CA 93444-9311

Mortgage

Document Number	0000028368
Date	Sep 29, 2025
Instrument	2025028368

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2019
Property Address	470 MESA RD, NIPOMO, CA 93444-9311
Document Number	0000042094
Instrument Date	Sep 23, 2019
Instrument	42094
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	TSI ESCROW - CERRITOS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	470 MESA RD NIPOMO CA 934449311, NIPOMO, CA 93444-9311

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2019
Property Address	470 MESA RD, NIPOMO, CA 93444-9311
Document Number	0000042092
Instrument Date	Sep 23, 2019
Instrument	42092
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	SPL INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 MESA RD NIPOMO CA 934449311, NIPOMO, CA 93444-9311

Mortgage

Document Number	42093
Date	Oct 2, 2019
Instrument	42093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2018
Property Address	470 MESA RD, NIPOMO, CA 93444-9311
Document Number	0000012873
Map Reference	MB14 PG7
Instrument Date	Feb 20, 2018
Instrument	2018012873
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	470 MESA RD, NIPOMO, CA 93444-9311

Mortgage

Document Number	0000012874
Date	Mar 30, 2018
Instrument	2018012874

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$996,937 (+2%) Land $348,173 Building $648,764
2025	$10,401.00 (+4.66%)	$977,391 (+4.04%) Land $341,347 Building $636,044
2023	$9,938.00 (+1.53%)	$939,440 Land $328,093 Building $611,347
2022	$9,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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