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581 McDowell Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 581 McDowell Way, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage3,128 sqft Living Area
Lot Size6,500 sqft (0.149 acres)
OccupancyOwner Occupied
Last Sale$389,500 (2002)
Tax Bill$9,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN240-450-200-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,128 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area6,500 sqft (0.149 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Pool TypePool with Hot Tub/Spa Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address581 MCDOWELL WAY
CityTRACY
StateCA
Zip95377-8540
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02-FM PT OF 240-020-03 PER PRESIDIO PUD #1A
Legal SubdivisionPRESIDIO PUD UNIT #1A
Legal Lot Number132
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup2
Census Block2007
Census Tract5212

Owner

Source: San Joaquin County records · APN 240-450-200-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address581 MCDOWELL WAY, TRACY, CA 95377-8540
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 01, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2002 · Amount on Record
Deed SaleNov 01, 2002 · Amount on Record
Deed Doc Number2002-196368
Record RefreshedJun 07, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address581 MCDOWELL WAY, TRACY, CA 95377-8540
Transaction TypeMortgage
Record UpdatedFeb 02, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 MCDOWELL WAY, TRACY, CA 95377-8540

Mortgage

Document Number0000006191
DateJan 24, 2024
Instrument2024-006191
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address581 MCDOWELL WAY, TRACY, CA 95377-8540
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 MCDOWELL WAY, TRACY, CA 95377-8540

Mortgage

Document Number0000059612
DateApr 05, 2021
Instrument2021-059612
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address581 MCDOWELL WAY, TRACY, CA 95377-8540
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085170
DateAug 01, 2018
Instrument2018-085170
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,382.00 (+8.65%) Homeowner's exemption$598,619 (+4.04%) Land $167,996 Building $430,623
2023$8,635.00 (+2.14%) Homeowner's exemption$575,375 Land $161,473 Building $413,902
2022$8,454.00

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