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481 McDowell Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 481 McDowell Way, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2003
Square Footage3,128 sqft Living Area
Lot Size6,200 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$695,000 (2005)
Tax Bill$13,008.00 (2025)

Property Details

APN / Parcel Number

Primary APN240-450-760-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,128 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area6,200 sqft (0.142 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address481 MCDOWELL WAY
CityTRACY
StateCA
Zip95377-8539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02-FM PT OF 240-450-37/RM 36-034
Legal SubdivisionPRESIDIO PUD UNIT #1A
Legal Lot Number350
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup2
Census Block2007
Census Tract5212

Owner

Source: San Joaquin County records · APN 240-450-760-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address481 MCDOWELL WAY, TRACY, CA 95377-8539
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 25, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2005 · Amount on Record
Deed SaleApr 29, 2005 · Amount on Record
Prior SaleMay 25, 2004
Deed Doc Number2005-101749
Record RefreshedJun 07, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address481 MCDOWELL WAY, TRACY, CA 95377-8539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY STOCKT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021803
DateFeb 27, 2018
Instrument2018-021803
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address481 MCDOWELL WAY, TRACY, CA 95377-8539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084159
DateJul 25, 2017
Instrument2017-084159
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address481 MCDOWELL WAY, TRACY, CA 95377-8539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078749
DateJul 25, 2019
Instrument2019-078749
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address481 MCDOWELL WAY, TRACY, CA 95377-8539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101802
DateAug 14, 2020
Instrument2020-101802
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address481 MCDOWELL WAY, TRACY, CA 95377-8539
Document Number0000045407
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedMay 02, 2017
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address481 MCDOWELL WAY TRACY CA 953778539, TRACY, CA 95377-8539

Mortgage

Document Number0000045407
DateApr 24, 2017
Instrument45407
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,008.00 (+13.64%) Homeowner's exemption$914,400 (-1.79%) Land $270,000 Building $644,400
2023$11,447.00 (-6.4%) Homeowner's exemption$931,096 Land $372,437 Building $558,659
2022$12,230.00

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