581 Lake Dr, Ocala, FL 34472 Property Records

Marion County property record for 581 Lake Dr, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,779 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2020)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9071-0007-08`

Property Details

APN / Parcel Number

Primary APN	`9071-0007-08`
Alternative APNs	`2993391000` `2993391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	1,779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	198 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,184 sqft
Porch	Screened Porch
Porch Area	422 sqft
Patio Area	75 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	581 LAKE DR
City	OCALA
State	FL
Zip	34472-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 04 TWP 16 RGE 23 PLAT BOOK 004 PAGE 161 LAKE DIAMOND GOLF AND COUNTRY CLUB PHASE 3 BLK G LOT 8
Legal Range	23E
Legal Township	16S
Legal Section	4
Legal Subdivision	LAKE DIAMOND GOLF AND COUNTRY CLUB PHASE
Legal Block	G
Legal Lot Number	8
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1017
Census Tract	1210

Owner

581 Lake Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	581 LAKE DR, OCALA, FL 34472-5050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	2020117064
Deed Book / Page	7304 / 1525
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	0060550458
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 2, 2020
Property Address	581 LAKE DR, OCALA, FL 34472-5050
Document Number	0073041525
Book / Page	7304 / 1525
Map Reference	MB 4 PG 161-164
Instrument Date	Oct 29, 2020
Instrument	2020117064
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 COREY CV, 1330, WHITE LAKE, MI 48383-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 LAKE DR, OCALA, FL 34472-5050

Mortgage

Document Number	0073041527
Date	Nov 2, 2020
Instrument	7304/1527

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 581 Lake Dr was $3,481 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 Homeowner's exemption	$232,168	$311,734 Land $43,700 Building $268,034
2023	$3,143.00 (+2.95%) Homeowner's exemption	$219,053 (+3%) Land $41,400 Building $177,653	$274,283 (+4.03%) Land $41,400 Building $232,883
2022	$3,053.00 Homeowner's exemption	$212,673	$263,648 Land $29,900 Building $233,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20