580 Lake Dr, Ocala, FL 34472 Property Records

Marion County property record for 580 Lake Dr, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,232 sqft · built 2000
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$462,000 (Jun 2025)
Tax Bill$4,185 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9071-0006-05

Property Details

APN / Parcel Number

Primary APN9071-0006-05
Alternative APNs
  • 2993201000
  • 2993201

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,232 sqft Living Area
Gross Area4,099 sqft
1st Floor Area2,232 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions153 ft deep x 135 ft wide
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area970 sqft
PorchScreened Porch
Porch Area381 sqft
Deck Area622 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address580 LAKE DR
CityOCALA
StateFL
Zip34472-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSEC 04 TWP 16 RGE 23 PLAT BOOK 004 PAGE 161 LAKE DIAMOND GOLF AND COUNTRY CLUB PHASE 3 BLK F LOT 5
Legal Range23E
Legal Township16S
Legal Section4
Legal SubdivisionLAKE DIAMOND GOLF AND COUNTRY CLUB PHASE
Legal BlockF
Legal Lot Number5
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1013
Census Tract1210

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address580 LAKE DR, OCALA, FL 34472-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Oct 22, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON GROUP FUNDING INC
Aug 11, 2017Warranty Deed, Transfer · Conventional with PMI
KEVIN MCDONOUGH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleOct 22, 2021 · Amount on Record
Deed Document Number202574861
Deed Book / Page8629 / 269
Prior Transfer DateNov 17, 2009
Prior Transfer Doc0052800412
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address580 LAKE DR, OCALA, FL 34472-5055
Transaction TypeMortgage
Record UpdatedSep 11, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 LAKE DR, OCALA, FL 34472-5055

Mortgage

Document Number0081300820
DateAug 24, 2023
Book Page8130/820
Instrument2023109335
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMONTCALM, WV 24737
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueNov 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateOct 22, 2021
Property Address580 LAKE DR, OCALA, FL 34472-5055
Document Number0076021190
Book / Page7602 / 1190
Map ReferenceMB 4 PG 161-164
Instrument DateOct 7, 2021
Instrument2021146284
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyAFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,548.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1095, OCKLAWAHA, FL 32183-1095

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 LAKE DR, OCALA, FL 34472-5055

Mortgage

Document Number76021192
DateOct 22, 2021
Instrument7602/1192
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address580 LAKE DR, OCALA, FL 34472-5055
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071761167
DateApr 23, 2020
Book Page7176/1167
Instrument2020042494
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateAug 11, 2017
Property Address580 LAKE DR, OCALA, FL 34472-5055
Document Number0066251260
Book / Page006625 / 001260
Instrument DateAug 11, 2017
Instrument74072
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanyAFFILIATED TITLE/CTRL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 LAKE DR OCALA FL 344725055, OCALA, FL 34472-5055

Mortgage

Document Number66251262
DateAug 11, 2017
Book Page006625/001262
Instrument74073
Lender
NameKEVIN MCDONOUGH
Address40 TALBOT RD, HARRIMAN, NY 10926-3925
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,185.00 (+7.06%)$278,042 (+3.85%) Land $29,140 Building $248,902$278,042 (+3.85%) Land $29,140 Building $248,902
2023$3,909.00 (-2.54%) Homeowner's exemption$267,725 (-2%) Land $29,140 Building $238,585$267,725 (-4.99%) Land $29,140 Building $238,585
2022$4,011.00 Homeowner's exemption$273,200$281,792 Land $29,140 Building $252,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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