581 Hamilton Rd, Addison, NY 14801 Property Records

Steuben County and Tuscarora Town property record for 581 Hamilton Rd, Addison, NY 14801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,856 sqft · built 1978
Lot Size	3.24 acres (141,134 sqft)
Owner	Individual Name on Record
Last Sale	$168,750 (Apr 2018)
Tax Bill	$6,285 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2018 Mortgage + 1 more
APN	`0000164-000`

Property Details

APN / Parcel Number

Primary APN	`0000164-000`
Alternative APNs	`467000 385.00-01-025.000` `70003850000001025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,856 sqft Living Area
1st Floor Area	2,856 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	141,134 sqft (3.24 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000164-000
Street Address	581 HAMILTON RD
City	ADDISON
State	NY
Zip	14801-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROAD ROAD SMITH OSGOOD 2 CAR GAR
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	STEUBEN NY
Township / Civil Division	TUSCARORA
Census Block Group	2
Census Block	2038
Census Tract	962100

Owner

Source: Steuben County and Tuscarora Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 HAMILTON RD, ADDISON, NY 14801-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
Apr 23, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA
Apr 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Book / Page	2705 / 114
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	581 HAMILTON RD, ADDISON, NY 14801-9120
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4676/298
Date	Apr 7, 2021
Book Page	4676/298
Instrument	DM0075

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	581 HAMILTON RD, ADDISON, NY 14801-9120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004288/0000000131
Date	Apr 23, 2018
Book Page	0000004288/0000000131

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Apr 23, 2018
Property Address	581 HAMILTON RD, ADDISON, NY 14801-9120
Document Number	002705/114
Book / Page	2705 / 114
Instrument Date	Apr 11, 2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 HAMILTON RD, ADDISON, NY 14801-9120

Tax Assessment & Valuation

Source: Steuben County and Tuscarora Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Tuscarora Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,285.00 (+2.28%)
2025	$6,145.00 (+144.72%)	$5,500 (-) Land $400 Building $5,100	$279,188 (+8.63%) Land $20,305 Building $258,883
2023		$5,500 (-) Land $400 Building $5,100	$257,009 (+21.5%) Land $18,692 Building $238,317
2022		$5,500 Land $400 Building $5,100	$211,538 Land $15,385 Building $196,153
2021	$2,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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