778 Hamilton Rd, Addison, NY 14801 Property Records

Steuben County and Tuscarora Town property record for 778 Hamilton Rd, Addison, NY 14801

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 3,875 sqft · built 2021
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,569 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Refinance
APN	`467000 385.00-01-078.200`

Property Details

APN / Parcel Number

Primary APN	`467000 385.00-01-078.200`
Alternative APNs	`70003850000001078200` `02418`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,875 sqft Living Area
1st Floor Area	2,350 sqft
2nd Floor Area	1,525 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Lot Area	871,200 sqft (20 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02418
Street Address	778 HAMILTON RD
City	ADDISON
State	NY
Zip	14801-9182
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SMITH SMITH TERWILLIGER ROAD
Legal Block	1
Legal Lot Number	78.200
Jurisdiction	STEUBEN NY
Township / Civil Division	TUSCARORA
Census Block Group	2
Census Block	2024
Census Tract	962100

Owner

Source: Steuben County and Tuscarora Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 BLEND RD, ADDISON, NY 14801-9228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	778 HAMILTON RD, ADDISON, NY 14801-9182
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004966/343
Date	May 1, 2023
Book Page	4966/343

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	778 HAMILTON RD, ADDISON, NY 14801-9182
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004753/268
Date	Sep 24, 2021
Book Page	4753/268

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Steuben County and Tuscarora Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Tuscarora Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,569.00 (+2.27%)
2025	$12,290.00 (+3,658.41%)	$11,000 (-) Land $700 Building $10,300	$558,376 (+8.63%) Land $35,533 Building $522,843
2023		$11,000 (+34%) Land $700 Building $10,300	$514,019 (+434.58%) Land $32,710 Building $481,309
2022		$2,500 Land $700 Building $1,800	$96,154 Land $26,923 Building $69,231
2021	$327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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