Acadia Parish property record for 581 Ginger Rd, Iota, LA 70543
| Property Type | Mobile Home |
|---|---|
| Details | built 2015 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,250 (Mar 2018) |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400192130 |
| Primary APN | 0400192130 |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Lot Area | 87,556 sqft (2.01 acres) |
| Account Number | 0400192130 |
|---|---|
| Street Address | 581 GINGER RD |
| City | IOTA |
| State | LA |
| Zip | 70543-4433 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2.01 AC SEC 30 T8-1W (LOT) (TR-T6) TRAILER SERIAL # SA4065330AL 2015 CHMH ACQ FRANCES ANTOINETTE MILLER 00 #678198 S57-22; 95 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 30 |
| Jurisdiction | ACADIA LA |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960402 |
581 Ginger Rd, a mobile home, is owned and occupied by an individual who acquired it in September 2024.
Source: Acadia Parish records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABBEVILLE BLDG AND LOAN |
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF COMMERCE & TRUST CO |
| Nov 19, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE & TRUST CO |
| Mar 2, 2018 | Deed, Transfer NATIONS TITLE AGENCY/KS INC, NATIONS TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 2018893431 |
| Last Transfer Date | Sep 23, 2024 |
| Transfer Doc | 0000956808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACADIA LA |
| Recording Date | Sep 10, 2026 |
| Property Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Document Number | 0000975682 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026975682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Document Number | 0000975682, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026975682 |
| Name | ABBEVILLE BLDG AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACADIA LA |
| Property Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000969967 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 969967 |
| Name | BANK OF COMMERCE & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACADIA LA |
| Property Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000958101 |
|---|---|
| Date | Nov 19, 2024 |
| Instrument | 958101 |
| Name | BANK OF COMMERCE & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ACADIA LA |
| Recording Date | Mar 2, 2018 |
| Property Address | 581 GINGER RD, IOTA, LA 70543-4433 |
| Document Number | 0000893431 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 893431 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | NATIONS TITLE AGENCY/KS INC, NATIONS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # 5, 5, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 581 GINGER RD, IOTA, LA 70543-4433 |
The 2025 property tax bill for 581 Ginger Rd was $459.
Source: Acadia Parish assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Acadia Parish |
| Unified School District | Acadia Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 | $5,210 Land $1,860 Building $3,350 | $52,100 Land $18,600 Building $33,500 |
| 2023 | $297.00 | $3,300 Land $1,860 Building $1,440 | $33,000 Land $18,600 Building $14,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 581 Ginger Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Aug 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 581 Ginger Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| BSTWIFI Fixed Wireless | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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