449 Ginger Rd, Iota, LA 70543 Property Records

Acadia Parish property record for 449 Ginger Rd, Iota, LA 70543

Property Summary

Property TypeRural Home
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$33,500 (Jul 2017)
Tax Bill$2,752 (2025)
Deeds & MortgagesMar 2025 Mortgage
Jul 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN0400152300B

Property Details

APN / Parcel Number

Primary APN0400152300B

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Account Number0400152300B
Street Address449 GINGER RD
CityIOTA
StateLA
Zip70543-4432
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description3.00 AC 'TRACT 3' OF LOT 1 SW SEC 30 T8-1W. (MISC-AG-2AC) (LOT) (IMP) (C8+2407) ACQ #330028-W21-506.
Legal Range01W
Legal Township08N
Legal Section30
Legal Tract3
Legal Lot Number1
JurisdictionACADIA LA
Township / Civil Division8
Census Block Group1
Census Block1003
Census Tract960402

Owner

449 Ginger Rd, a rural home, is owned by two individuals who bought it in July 2017.

Source: Acadia Parish records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address449 GINGER RD, IOTA, LA 70543-4432
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
US FINANCIAL GROUP INC
Jul 17, 2024Deed of Trust, Mortgage · Line of Credit
EVANGELICAL BANK & TRUST CO
Oct 5, 2021Cash Sale Deed, Transfer · Conventional Mortgage
FIRST GUARANTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2017 · Amount on File
Deed SaleJul 20, 2017 · Amount on File
Deed Document Number2017887877
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACADIA LA
Property Address449 GINGER RD, IOTA, LA 70543-4432
Transaction TypeMortgage
Record UpdatedFeb 5, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000960988
DateMar 17, 2025
Instrument960988
Lender
NameUS FINANCIAL GROUP INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2055

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACADIA LA
Property Address449 GINGER RD, IOTA, LA 70543-4432
Transaction TypeMortgage
Record UpdatedFeb 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000955160
DateJul 17, 2024
Instrument955160
Lender
NameEVANGELICAL BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

October 2021: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionACADIA LA
Recording DateOct 5, 2021
Property Address449 GINGER RD, IOTA, LA 70543-4432
Document Number0000928728
Map ReferencePB V29 PG 1020
Instrument DateSep 29, 2021
Instrument928728
Transaction TypeTransfer
Record UpdatedFeb 5, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1197 MCMILLAN AVE, IOTA, LA 70543-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 GINGER RD, IOTA, LA 70543-4432

Mortgage

Document Number0000928729
DateOct 5, 2021
Instrument928729
Lender
NameFIRST GUARANTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 449 Ginger Rd was $2,752, up 502.2% from the year before.

Source: Acadia Parish assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyAcadia Parish
Unified School DistrictAcadia Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,752.00 (+502.19%)$31,217 (+500.33%) Land $1,125 Building $30,092$312,166 (+500.32%) Land $11,250 Building $300,916
2024$457.00 (-2.56%)$5,200 (-) Land $5,200$52,000 (-) Land $52,000
2023$469.00$5,200 Land $5,200$52,000 Land $52,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Ginger Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimAug 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Ginger Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
BSTWIFI
Fixed Wireless
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ginger Rd

Nearby Streets

Search Property Records by Address or Parcel Number