Monroe County property record for 581 E Ocean Dr, #14, Key Colony Beach, FL 33051
| Property Type | Timeshare |
|---|---|
| Details | 2 bd · 2 ba · 1,197 sqft · built 1958 |
| Lot Size | 2 acres (93,010 sqft) |
| Owner | Company Name on Record |
| Last Sale | $239,000 (Dec 2014) |
| Tax Bill | $5,559 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00074020-001600 |
| Primary APN | 00074020-001600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,197 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Condo/Apartment |
| Lot Area | 93,010 sqft (2 acres) |
| Account Number | 8497661 |
|---|---|
| Street Address | 581 E OCEAN DR, 14 |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Timeshare |
| Local Zoning Code | INC |
| Legal Description | APARTMENT 14 SUNSET BEACH APARTMENTS OR809-768 OR1559-1557/58 OR1559-1561/62 OR1560-1732/33 OR1660-1576/77 OR2718-1764/65 OR3189-863 OR3189-868C/O |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 581 E OCEAN DR, KEY COLONY BEACH, FL 33051 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Prior Sale | Oct 31, 2000 · Amount on Record |
| Deed Book / Page | 2718 / 1764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 581 E OCEAN DR # 14, 14, KEY COLONY BEACH, FL 33051 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031890873 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 3189/873 |
| Instrument | 2387717 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,559.00 (+1.94%) | $532,749 (+4.69%) Building $532,749 | $532,749 (+4.69%) Building $532,749 |
| 2024 | $5,453.00 (+0.65%) | ||
| 2023 | $5,418.00 (+37.48%) | $508,888 (+22.05%) Building $508,888 | $508,888 (+22.05%) Building $508,888 |
| 2022 | $3,941.00 | $416,935 Building $416,935 | $416,935 Building $416,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures