Monroe County property record for 581 E Ocean Dr, #11, Key Colony Beach, FL 33051
| Property Type | Timeshare |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1958 |
| Lot Size | 2 acres (93,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Dec 2012) |
| Tax Bill | $6,820 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00074020-000700 |
| Primary APN | 00074020-000700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,330 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Condo/Apartment |
| Lot Area | 93,010 sqft (2 acres) |
| Account Number | 1079294 |
|---|---|
| Street Address | 581 E OCEAN DR, 11 |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Timeshare |
| Local Zoning Code | INC |
| Legal Description | APARTMENT 11 SUNSET BEACH APARTMENTS OR680-373 OR1441-822 OR1443-1703 OR1571-931/32 OR1663-954/55 OR2609-906/08 OR3127-1229 OR3198-2320 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5714 FOXGATE LN, HINSDALE, IL 60521-4977 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2012 · Amount on Record |
| Deed Sale | Dec 12, 2012 · Amount on Record |
| Prior Sale | Apr 20, 1998 · Amount on Record |
| Deed Book / Page | 2609 / 906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 581 E OCEAN DR # 11, 11, KEY COLONY BEACH, FL 33051 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5714 FOXGATE LN, HINSDALE, IL 60521-4977 |
| Document Number | 0031982323 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 3198/2323 |
| Instrument | 2395501 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | MARATHON, FL 33050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 14, 2032 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,820.00 (+1.87%) | $669,784 (+4.68%) Building $669,784 | $669,784 (+4.68%) Building $669,784 |
| 2024 | $6,695.00 (+0.25%) | ||
| 2023 | $6,678.00 (+37.35%) | $639,827 (+25.45%) Building $639,827 | $639,827 (+25.45%) Building $639,827 |
| 2022 | $4,862.00 | $510,012 Building $510,012 | $510,012 Building $510,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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