581 E Montrose St, Clermont, FL 34711 Property Records

Lake County property record for 581 E Montrose St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1973
Lot Size	0.155 acres (6,757 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2019)
Tax Bill	$1,624 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-1100-000-02800`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-1100-000-02800`
Alternative APN	`1625459`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	6,757 sqft (0.155 acres)
Lot Width	50 ft Width
Garage Type	Finished
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1625459
Street Address	581 E MONTROSE ST
City	CLERMONT
State	FL
Zip	34711-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT PINECREST LOT 28 PB 8 PG 22 ORB 5270 PG 822
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	CLERMONT
Legal Tract	1100
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1026
Census Tract	31312

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	581 E MONTROSE ST, CLERMONT, FL 34711-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2019046593
Deed Book / Page	5270 / 0822
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	581 E MONTROSE ST, CLERMONT, FL 34711-2641
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	OLYMPIC PENINSULA TITLE, OLYMPIC PENINSULA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 E MONTROSE ST, CLERMONT, FL 34711-2641

Mortgage

Document Number	0057512446
Date	Jul 15, 2021
Book Page	5751/2446
Instrument	2021097437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2019
Property Address	581 E MONTROSE ST, CLERMONT, FL 34711-2641
Document Number	0052700822
Book / Page	5270 / 0822
Map Reference	MB 8 PG 17-23
Instrument Date	Apr 22, 2019
Instrument	2019046593
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1891 SOUTHWEST 4TH TERRACE, 1891, HOLLYWOOD, FL 33025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 E MONTROSE ST, CLERMONT, FL 34711-2641

Mortgage

Document Number	2019046594
Date	Apr 29, 2019
Instrument	2019046594

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,150 (+5.98%) Land $40,000 Building $100,150	$166,951 (+2.41%) Land $40,000 Building $126,951
2024	$1,624.00 (+2.78%)
2023	$1,580.00 (+3.95%) Homeowner's exemption	$132,240 (+3%)	$163,015 (-) Land $40,000 Building $123,015
2022	$1,520.00 Homeowner's exemption	$128,390	$163,015 Land $40,000 Building $123,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Xfinity.

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