548 E Montrose St, Clermont, FL 34711 Property Records

Lake County property record for 548 E Montrose St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,293 sqft · built 2001
Lot Size	0.311 acres (13,527 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jun 2020)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-1100-000-01700`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-1100-000-01700`
Alternative APNs	`262219110000001700` `1625378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,293 sqft Living Area
Gross Area	1,617 sqft
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,527 sqft (0.311 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1625378
Street Address	548 E MONTROSE ST
City	CLERMONT
State	FL
Zip	34711-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT PINECREST LOTS 17 18 PB 8 PG 22 ORB 5490 PG 1389
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	PINECREST
Legal Tract	1100
Legal Lot Number	17
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1027
Census Tract	31312

Owner

Source: Lake County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 E MONTROSE ST, CLERMONT, FL 34711-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	202066537
Deed Book / Page	5490 / 1389
Prior Transfer Date	Jan 8, 2001
Prior Transfer Doc	1906002326
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 12, 2026
Property Address	548 E MONTROSE ST, CLERMONT, FL 34711-2642
Document Number	0000125352
Book / Page	6828 / 534
Instrument Date	Oct 7, 2026
Instrument	2026125352
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E MONTROSE ST, CLERMONT, FL 34711-2642
Investor	Possibly a Property Investor

Mortgage

Document Number	0000125353,
Date	Oct 12, 2026
Instrument	2026125353

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2020
Property Address	548 E MONTROSE ST, CLERMONT, FL 34711-2642
Document Number	0054901389
Book / Page	5490 / 1389
Map Reference	MB 8 PG 17-23
Instrument Date	Jun 5, 2020
Instrument	2020066537
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 WEST AVE, 228, STRATFORD, CT 06615-6130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E MONTROSE ST, CLERMONT, FL 34711-2642

Mortgage

Document Number	0054901391
Date	Jun 22, 2020
Instrument	5490/1391

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,670 (-) Land $46,632 Building $188,038	$234,670 (-) Land $46,632 Building $188,038
2025	$3,914.00 (-0.71%)	$234,670 (+2.54%) Land $46,632 Building $188,038	$234,670 (+2.54%) Land $46,632 Building $188,038
2024	$3,942.00 (+5.54%)
2023	$3,735.00 (+5.48%)	$228,851 (-)	$228,851 (-) Land $46,632 Building $182,219
2022	$3,541.00	$228,851	$228,851 Land $46,632 Building $182,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Xfinity.

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