581 Diamond St, Laguna Beach, CA 92651 Property Records

Orange County property record for 581 Diamond St, Laguna Beach, CA 92651 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,327 sqft · built 1941
Lot Size	0.129 acres (5,656 sqft)
Owner	Company Name on File
Last Sale	$2,700,000 (Sep 2018)
Tax Bill	$16,407 (2025)
Deeds & Mortgages	Jan 2022 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-292-17`

Property Details

APN / Parcel Number

Primary APN	`644-292-17`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,327 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Lot Area	5,656 sqft (0.129 acres)
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	581 DIAMOND ST
City	LAGUNA BEACH
State	CA
Zip	92651-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 53 TR 764 LOT 53 AND POR OF LOT 54
Legal Subdivision	SUNSET HILLS
Legal Tract	764
Legal Lot Number	53,54
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3003
Census Tract	62620

Owner

Source: Orange County records · APN 644-292-17

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	465 BRICKELL AVE APT 4703, 4703, MIAMI, FL 33131-4021
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Intrafamily Transfer, Transfer
Aug 01, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 26, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	0000350775
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000027793
Record Updated	Jun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 21, 2022
Property Address	581 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000027793
Map Reference	MB 23 PG 11-17
Instrument Date	Jan 10, 2022
Instrument	2022000027793
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 DIAMOND ST, LAGUNA BEACH, CA 92651-3403

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	581 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280413
Date	Aug 01, 2019
Instrument	2019000280413

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 26, 2018
Property Address	581 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000350775
Map Reference	MB23 PG11-17
Instrument Date	Aug 30, 2018
Instrument	2018000350775
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 DIAMOND ST, LAGUNA BEACH, CA 92651-3403

Mortgage

Document Number	0000350776
Date	Sep 26, 2018
Instrument	2018000350776

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$16,407.00 (-1.67%)	$828,573 (+2.56%) Land $580,001 Building $248,572
2023	$16,685.00 (+77.03%)	$807,853 Land $565,497 Building $242,356
2022	$9,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 27% of California
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 713 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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