545 Diamond St, Laguna Beach, CA 92651 Property Records

Orange County property record for 545 Diamond St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,586 sqft · built 2017
Lot Size	0.778 acres (33,880 sqft)
Owner	2 Company Names on File
Last Sale	$11,000,000 (Aug 2020)
Tax Bill	$13,972 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-292-19`

Property Details

APN / Parcel Number

Primary APN	`644-292-19`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,586 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	33,880 sqft (0.778 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	545 DIAMOND ST
City	LAGUNA BEACH
State	CA
Zip	92651-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S TWP 7 RGE 9 SEC 25 T 7 R 9 SEC 25 POR SE1/4
Legal Subdivision	SUNSET HILLS
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3003
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	2020377101
Prior Transfer Date	Nov 17, 1995
Prior Transfer Doc	0000512639
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 3, 2020
Property Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000377101
Instrument Date	Jul 7, 2020
Instrument	2020000377101
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403

Mortgage

Document Number	0000377102
Date	Aug 3, 2020
Instrument	2020000377102

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 18, 2019
Property Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000409123
Instrument Date	Oct 2, 2019
Instrument	409123
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	30932 HUNT CLUB DR SAN JUAN CAPISTRANO CA 926751918, SAN JUAN CAPISTRANO, CA 92675-1918

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 18, 2019
Property Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000409124
Instrument Date	Oct 2, 2019
Instrument	409124
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	30932 HUNT CLUB DR SAN JUAN CAPISTRANO CA 926751918, SAN JUAN CAPISTRANO, CA 92675-1918

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 18, 2019
Property Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Document Number	0000409125
Instrument Date	Oct 1, 2019
Instrument	409125
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 MONARCH BAY DR DANA POINT CA 926293448, DANA POINT, CA 92629-3448

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 7, 2017
Property Address	545 DIAMOND ST, LAGUNA BEACH, CA 92651-3403
Instrument Date	Mar 1, 2017
Instrument	94700
Transaction Type	Construction Loan
Record Updated	Mar 15, 2017
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	545 DIAMOND ST LAGUNA BEACH CA 926513403, LAGUNA BEACH, CA 92651-3403

Mortgage

Document Number	0000094700
Date	Mar 7, 2017
Instrument	94700

Lender

Name	BANK OF AMERICA
Type	Bank
Address	700 LOUISIANA ST 4TH, HOUSTON, TX 77002

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	204 Months
Due	Mar 6, 2034

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,263,798 (-0.68%) Land $884,659 Building $379,139
2025	$13,972.00 (+4.25%)	$1,272,491 (+6.1%) Land $890,744 Building $381,747
2023	$13,402.00 (-0.97%)	$1,199,290 Land $839,503 Building $359,787
2022	$13,533.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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