581 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 581 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1939
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Dec 2018)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-186`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-186`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 227 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	227
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2032
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 BEACH ST, MOUNT MORRIS, MI 48458-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Document Number	2018104816
Prior Transfer Date	Jul 8, 2013
Prior Transfer Doc	0000090766
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 27, 2018
Property Address	581 BEACH ST, MOUNT MORRIS, MI 48458-1905
Document Number	0000104816
Instrument Date	Dec 10, 2018
Instrument	104816
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	MICHIGAN FIRST TITLE AGENCY, MICHIGAN FIRST TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 BEACH ST MOUNT MORRIS MI 484581905, MOUNT MORRIS, MI 48458-1905

Mortgage

Document Number	104731
Date	Dec 27, 2018
Instrument	104731

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Mortgage

Document Number	104732,
Date	Dec 27, 2018
Instrument	104732

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,100 (+14.09%) Land $2,900 Building $56,200	$118,200 (+14.09%) Land $5,800 Building $112,400
2025	$1,481.00 (+2.35%) Homeowner's exemption	$51,800 (+33.16%)	$103,600 (+33.16%)
2024	$1,447.00 (+9.7%)
2023		$38,900	$77,800
2021	$1,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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