581 4th St, Ferndale, CA 95536 Property Records

Humboldt County property record for 581 4th St, Ferndale, CA 95536 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1923
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-081-002-000`

Property Details

APN / Parcel Number

Primary APN	`031-081-002-000`
Alternative APN	`03108102`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Wood
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	581 4TH ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT1 BL 30 SHAWS DIV BK5 MAPS PG77
Legal Subdivision	SHAWS DIV
Legal Block	30
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1012
Census Tract	11200

Owner

Source: Humboldt County records · APN 031-081-002-000

Assessment roll updated August 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 4TH ST, FERNDALE, CA 95536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Intrafamily Transfer, Transfer · Line of Credit TRI COUNTIES BANK
Dec 07, 2021	Transfer on Death Deed, Transfer
Nov 05, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 14, 2023
Transfer Doc	0000016024
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 21, 2023
Property Address	581 4TH ST, FERNDALE, CA 95536
Document Number	0000016024
Map Reference	MB 5 PG 77
Instrument Date	Oct 05, 2023
Instrument	2023-016024
Transaction Type	Transfer
Record Updated	Dec 07, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 4TH ST, FERNDALE, CA 95536

Mortgage

Document Number	0000016025
Date	Nov 21, 2023
Instrument	2023-016025

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 07, 2021
Property Address	581 4TH ST, FERNDALE, CA 95536
Document Number	0000027415
Map Reference	MB 5 PG 77
Instrument Date	Dec 02, 2021
Instrument	2021-027415
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 05, 2021
Property Address	581 4TH ST, FERNDALE, CA 95536
Document Number	0000024617
Map Reference	MB 5 PG 77
Instrument Date	Nov 04, 2021
Instrument	2021-024617
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated August 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,349.00 (+3.52%) Veteran's exemption	$593,028 (+305.53%) Land $208,080 Building $384,948
2024	$4,201.00 (+81.39%)
2023	$2,316.00 (+1%) Homeowner's exemption	$146,235 Land $44,681 Building $101,554
2022	$2,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996, tidal / storm surge, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
101Netlink	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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