Humboldt County property record for 521 4th St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,323 sqft · built 1920 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Oct 2021) |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-081-005-000 |
| Primary APN | 031-081-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.129 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Old Parcel Number | 03108105 |
|---|---|
| Street Address | 521 4TH ST |
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | LT4 BL 30 SHAWS DIV BK5 MAPS PG77 |
| Legal Subdivision | SHAWS DIVISION TO THE TOWN OF FERNDALE |
| Legal Block | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11200 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 441, FERNDALE, CA 95536-0441 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Mar 26, 2012 · Amount on Record |
| Deed Document Number | 2021-023067 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Oct 15, 2021 |
| Property Address | 521 4TH ST, FERNDALE, CA 95536 |
| Document Number | 0000023067 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-023067 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 441, FERNDALE, CA 95536-0441 |
| Document Number | 0000023068 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-023068 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,329.00 (+6.6%) | $423,421 (+4.04%) Land $153,875 Building $269,546 |
| 2023 | $4,999.00 (+56.46%) | $406,980 Land $147,900 Building $259,080 |
| 2022 | $3,195.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
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