581 35th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 581 35th Ave, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1949
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on File
Last Sale	$1,530,000 (Sep 2023)
Tax Bill	$19,239 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`032-112-04`

Property Details

APN / Parcel Number

Primary APN	`032-112-04`
Alternative APN	`032-112-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.113 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	581 35TH AVE
City	SANTA CRUZ
State	CA
Zip	95062-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5-PP
Legal Description	LOT 30
Legal Subdivision	BELTZ-HAVEN 02
Legal Lot Number	30
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	121601

Owner

581 35th Ave is owned by two individuals who bought it in September 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 35TH AVE, SANTA CRUZ, CA 95062-5108
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 29, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 26, 2023	Intrafamily Transfer, Transfer
Sep 26, 2023	Intrafamily Transfer, Transfer
Jul 11, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Oct 1, 1996 · Amount on File
Deed Document Number	202318614
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0000018613
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 29, 2023
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000018614
Map Reference	MB 26 PG 16
Instrument Date	Sep 28, 2023
Instrument	2023-0018614
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 35TH AVE, SANTA CRUZ, CA 95062-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018615
Date	Sep 29, 2023
Instrument	2023-0018615

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 29, 2023
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000018613
Map Reference	MB 26 PG 16
Instrument Date	Sep 27, 2023
Instrument	2023-0018613
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 35TH AVE, SANTA CRUZ, CA 95062-5108

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2023
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000018248
Map Reference	MB 26 PG 16
Instrument Date	Sep 20, 2023
Instrument	2023-0018248
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 BORREGAS DR, APTOS, CA 95003-3204

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2023
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000018249
Map Reference	MB 26 PG 16
Instrument Date	Sep 20, 2023
Instrument	2023-0018249
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2747 BORREGAS DR, APTOS, CA 95003-3204

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 11, 2023
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000012631
Map Reference	MB 26 PG 16
Instrument Date	May 27, 2021
Instrument	2023-0012631
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 BORREGAS DR, APTOS, CA 95003-3204

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2021
Property Address	581 35TH AVE, SANTA CRUZ, CA 95062-5110
Document Number	0000001800
Instrument Date	Jan 8, 2021
Instrument	1800
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2747 BORREGAS DR APTOS CA 950033204, APTOS, CA 95003-3204

Tax Assessment & Valuation

The 2025 property tax bill for 581 35th Ave was $19,239, up 517% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,591,812 (+2%) Land $1,300,500 Building $291,312
2025	$19,239.00 (+517.03%)	$1,560,601 Land $1,275,001 Building $285,600
2024	$3,118.00 (+5.41%)
2023	$2,958.00 (+3.61%)	$139,733 (+2%) Land $46,091 Building $93,642	$1,338,750
2022	$2,855.00	$136,994 Land $45,188 Building $91,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 581 35th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 581 35th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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