550 35th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 550 35th Ave, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1960
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$1,331,000 (Nov 2017)
Tax Bill	$19,307 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-113-26`

Property Details

APN / Parcel Number

Primary APN	`032-113-26`
Alternative APN	`032-113-26-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
Gross Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 35TH AVE
City	SANTA CRUZ
State	CA
Zip	95062-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4-PP
Legal Subdivision	BELTZ HAVEN 02
Legal Block	D
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	121601

Owner

550 35th Ave is held in a trust since November 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	44 POLITZER DR, MENLO PARK, CA 94025-5542
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 13, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 9, 2017	Grant Deed, Transfer WESTERN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	201737838
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000037973
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	550 35TH AVE, SANTA CRUZ, CA 95062-5111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 POLITZER DR, MENLO PARK, CA 94025-5542

Mortgage

Document Number	0000049486
Date	Nov 20, 2020
Instrument	2020-0049486

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 13, 2017
Property Address	550 35TH AVE, SANTA CRUZ, CA 95062-5111
Document Number	0000037973
Instrument Date	Nov 6, 2017
Instrument	37973
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 POLITZER DR MENLO PARK CA 940255542, MENLO PARK, CA 94025-5542

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 9, 2017
Property Address	550 35TH AVE, SANTA CRUZ, CA 95062-5111
Document Number	0000037838
Instrument Date	Nov 3, 2017
Instrument	37838
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,464.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	44 POLITZER DR MENLO PARK CA 940255542, MENLO PARK, CA 94025-5542

Mortgage

Document Number	37839
Date	Nov 9, 2017
Instrument	37839

Lender

Name	WESTERN BANCORP
Type	Bank
Address	SAN JOSE, CA 95123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 550 35th Ave was $19,307.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,589,120 (+2%) Land $1,254,594 Building $334,526
2025	$19,307.00	$1,557,961 Land $1,229,994 Building $327,967
2023	$17,746.00 (+2.27%)	$1,497,463 Land $1,182,231 Building $315,232	$1,338,390
2022	$17,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 35th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 35th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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