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5809 Zoe Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5809 Zoe Ln, Frederick, MD 21704 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,152 sqft · built 2021
Lot Size0.125 acres (5,464 sqft)
OwnerIndividual Name on File
Last Sale$522,695 (May 2021)
Tax Bill$5,465 (2023)
Deeds & MortgagesMay 2021 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-597973

Property Details

APN / Parcel Number

Primary APN09-597973
Alternative APN
  • 597973

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,152 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2021
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,464 sqft (0.125 acres)
Garage TypeBuilt-in
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number597973
Street Address5809 ZOE LN
CityFREDERICK
StateMD
Zip21704-6879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 PHASE 1A 5,464 SQ FT PRESERVE AT LONG BRANCH
Legal Phase5,1A
Legal Lot Number5
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1007
Census Tract751904

Owner

Source: Frederick County records · APN 09-597973

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5809 ZOE LN, FREDERICK, MD 21704-6879
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Oct 10, 2019Grant Deed, Transfer
RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Prior SaleOct 10, 2019 · Amount on Record
Deed Document Number0001491235
Deed Book / Page14912 / 35
Record UpdatedJun 07, 2026

May 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 20, 2021
Property Address5809 ZOE LN, FREDERICK, MD 21704-6879
Document Number0149120035
Book / Page14912 / 35
Map ReferenceMB 101 PL 120
Instrument DateMay 04, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 07, 2023
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,306.74
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5809 ZOE LN, FREDERICK, MD 21704-6879

Mortgage

Document Number0001491243
DateMay 20, 2021
Instrument14912/43
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 10, 2019
Property Address5809 ZOE LN, FREDERICK, MD 21704-6879
Document Number0132660235
Book / Page013266 / 000235
Instrument DateJun 25, 2019
Transaction TypeTransfer
Record UpdatedMay 08, 2020
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,465.00$458,800$485,500 Land $140,100 Building $345,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217519041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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