1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. Zoe Ln

5806 Zoe Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5806 Zoe Ln, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,682 sqft · built 2019
Lot Size0.191 acres (8,334 sqft)
Owner2 Individual Names on File
Last Sale$502,875 (Apr 2020)
Tax Bill$6,297 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-597977

Property Details

APN / Parcel Number

Primary APN09-597977
Alternative APN
  • 597977

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,682 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,334 sqft (0.191 acres)
Garage TypeBuilt-in
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area108 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number597977
Street Address5806 ZOE LN
CityFREDERICK
StateMD
Zip21704-6880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 137 PHASE 1A 8,334 SQ FT PRESERVE AT AT LONG BRAN
Legal SubdivisionPRESERVE/LONG BRANCH PH 1A
Legal Phase8,1A
Legal Lot Number137
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1007
Census Tract751904

Owner

5806 Zoe Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Frederick County records, as of September 25, 2023

Owner of Record2 Individual Names on File
Mailing Address5806 ZOE LN, FREDERICK, MD 21704-6880
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU
Oct 10, 2019Grant Deed, Transfer
RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2020 · Amount on File
Deed SaleApr 9, 2020 · Amount on File
Prior SaleOct 10, 2019 · Amount on File
Deed Document Number0013647491
Deed Book / Page13647 / 491
Record UpdatedJun 7, 2026

April 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 9, 2020
Property Address5806 ZOE LN, FREDERICK, MD 21704-6880
Document Number0136470491
Book / Page013647 / 000491
Instrument DateApr 7, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 4, 2020
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$503.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5806 ZOE LN FREDERICK MD 217046880, FREDERICK, MD 21704-6880

Mortgage

Document Number136470498
DateApr 9, 2020
Book Page013647/000498
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 8, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 10, 2019
Property Address5806 ZOE LN, FREDERICK, MD 21704-6880
Document Number0132660235
Book / Page013266 / 000235
Instrument DateJun 25, 2019
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$1,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,297.00$529,800$558,900 Land $140,800 Building $418,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5806 Zoe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5806 Zoe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on Zoe Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures