58070 Holtom Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58070 Holtom Rd, Three Rivers, MI 49093

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,256 sqft · built 2005
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Mar 2022)
Tax Bill	$6,382 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-175-016-00`

Property Details

APN / Parcel Number

Primary APN	`009-175-016-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,256 sqft Building Perimeter
1st Floor Area	2,256 sqft
Basement Area	2,256 sqft
Unfinished Basement	2,256 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	157 ft deep x 380 ft wide
Garage Area	1,548 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58070 HOLTOM RD
City	THREE RIVERS
State	MI
Zip	49093-9331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNITS 15 & 16 RIVER SHORES CONDO PLAN #6 SEC 15 T6S R11W. (COMB W/ 009-175-015-00 JAN/17)
Legal Range	11W
Legal Township	06S
Legal Section	15
Legal Subdivision	RIVER SHORES CONDO
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1018
Census Tract	41200

Owner

58070 Holtom Rd, a condominium, is owned and occupied by two individuals who bought it in March 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58070 HOLTOM RD, THREE RIVERS, MI 49093-9331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Feb 7, 2003 · Amount on File
Deed Document Number	20221891
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 23, 2026
Property Address	58070 HOLTOM RD, THREE RIVERS, MI 49093-9331
Document Number	0000003555
Instrument Date	Apr 9, 2026
Instrument	20263555
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58070 HOLTOM RD, THREE RIVERS, MI 49093-9331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003555,
Date	Apr 23, 2026
Instrument	20263555

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2051

Interest

Rate	6.11%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58070 HOLTOM RD, THREE RIVERS, MI 49093-9331
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5807C HOLTOM RD, THREE RIVERS, MI 49093

Mortgage

Document Number	2021007606
Date	Jul 26, 2021
Instrument	2021007606

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 2, 2022
Property Address	58070 HOLTOM RD, THREE RIVERS, MI 49093-9331
Document Number	2022001891
Map Reference	LB 874 PG 619-659
Instrument Date	Feb 28, 2022
Instrument	2022001891
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58070 HOTTOM RD, 58070, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18610 M 86, THREE RIVERS, MI 49093-9320

Mortgage

Date	Mar 2, 2022

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 58070 Holtom Rd was $6,382 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,400 (+4.29%) Land $16,700 Building $250,700	$534,800 (+4.29%) Land $33,400 Building $501,400
2025	$6,382.00 Homeowner's exemption	$256,400 Land $16,100 Building $240,300	$512,800 Land $32,200 Building $480,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58070 Holtom Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58070 Holtom Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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