5807 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5807 Arnold Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,411 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2020)
Tax Bill	$4,544 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0010-00446`

Property Details

APN / Parcel Number

Primary APN	`520-0010-00446`
Alternative APN	`1101807`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,411 sqft Gross Area
1st Floor Area	1,411 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,344 sqft

Exterior Amenities

Deck Area	190 sqft
Storage Building	482 sqft
Utility Building	2,688 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1101807
Street Address	5807 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 1/2 OF S 1/2 OF SE 1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	03
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1002
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0010-00446

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5807 ARNOLD RD, DULUTH, MN 55803-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG
Dec 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 22, 2017	Deed of Trust, Mortgage · VA Mortgage HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Deed Document Number	20201031543
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0001033883
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 04, 2020
Property Address	5807 ARNOLD RD, DULUTH, MN 55803-9319
Document Number	00T1031543
Instrument Date	Oct 27, 2020
Instrument	T1031543
Transaction Type	Transfer
Record Updated	Dec 03, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5807 ARNOLD RD DULUTH MN 558039319, DULUTH, MN 55803-9319

Mortgage

Document Number	T1031544
Date	Nov 04, 2020
Instrument	T1031544

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 17, 2020
Property Address	5807 ARNOLD RD, DULUTH, MN 55803-9319
Document Number	00T1033883
Instrument Date	Oct 27, 2020
Instrument	T1033883
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5807 ARNOLD RD DULUTH MN 558039319, DULUTH, MN 55803-9319

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5807 ARNOLD RD, DULUTH, MN 55803-9319
Document Number	000T992844
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5807 ARNOLD RD DULUTH MN 558039319, DULUTH, MN 55803-9319

Mortgage

Document Number	000T992844
Date	Dec 05, 2017
Instrument	T992844

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,544.00 (+3.09%) Homeowner's exemption
2025	$4,408.00 (-5.65%) Homeowner's exemption	$353,900 (-0.42%) Land $64,300 Building $289,600	$353,900 (-0.42%) Land $64,300 Building $289,600
2024	$4,672.00	$355,400 (+4.87%) Land $64,300 Building $291,100	$355,400 (+4.87%) Land $64,300 Building $291,100
2022		$338,900 Land $61,500 Building $277,400	$338,900 Land $61,500 Building $277,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 13 locations within half a mile of this property.

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