St. Louis County property record for 5777 Arnold Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Other Improved |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,600 (Jul 2004) |
| Tax Bill | $96 (2026) |
| Deeds & Mortgages | Feb 2025 Construction Loan May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0010-00670 |
| Primary APN | 520-0010-00670 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Storage Building | 144 sqft |
| Account Number | 764842 |
|---|---|
| Street Address | 5777 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9319 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | NE1/4 OF NW1/4 OF SE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 03 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0010-00670
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3952 SHADOW GRASS TRL, DULUTH, MN 55803-5300 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2025 | Deed of Trust, Mortgage · Construction Mortgage WESTERN NATIONAL BANK |
| May 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage WESTERN NATIONAL BANK |
| Jun 05, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage WESTERN NATIONAL BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2004 · Amount on Record |
| Deed Sale | Jul 08, 2004 · Amount on Record |
| Prior Sale | Jun 20, 2001 · Amount on Record |
| Deed Document Number | 2004779456 |
| Last Transfer Date | May 05, 2023 |
| Transfer Doc | 0001068728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5777 ARNOLD RD, DULUTH, MN 55803-9319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001087667 |
|---|---|
| Date | Feb 19, 2025 |
| Instrument | 1087667 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 01, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 31, 2023 |
| Property Address | 5777 ARNOLD RD, DULUTH, MN 55803-9319 |
| Document Number | 0001068728 |
| Instrument Date | May 05, 2023 |
| Instrument | 1068728 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3952 SHADOW GRASS TRL, DULUTH, MN 55803-5300 |
| Document Number | 0001068729 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 1068729 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.43% |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.43% |
| Max Rate At Change | 9.43% |
| Index | Other |
| Max Rate | 17.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 05, 2023 |
| Property Address | 5777 ARNOLD RD, DULUTH, MN 55803-9319 |
| Document Number | 0001467572 |
| Instrument Date | May 05, 2023 |
| Instrument | 1467572 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3952 SHADOW GRASS TRL, DULUTH, MN 55803-5300 |
| Document Number | 0001467573 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 1467573 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.43% |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.43% |
| Max Rate At Change | 9.43% |
| Index | Other |
| Max Rate | 17.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5777 ARNOLD RD, DULUTH, MN 55803 |
| Document Number | 00T1022244 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5777 ARNOLD RD RICE LAKE MN 55803, RICE LAKE, MN 55803 |
| Document Number | 00T1022244 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | T1022244 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 09, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5777 ARNOLD RD, DULUTH, MN 55803 |
| Document Number | 00A1377291 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5777 ARNOLD RD DULUTH MN 55803, DULUTH, MN 55803 |
| Document Number | 00A1377291 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | A1377291 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 09, 2040 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96.00 (+4.35%) | ||
| 2025 | $92.00 (-4.17%) | $9,000 (-) Land $7,500 Building $1,500 | $9,000 (-) Land $7,500 Building $1,500 |
| 2024 | $9,000 (+4.65%) Land $7,500 Building $1,500 | $9,000 (+4.65%) Land $7,500 Building $1,500 | |
| 2022 | $96.00 (-73.63%) | $8,600 (-69.06%) Land $7,200 Building $1,400 | $8,600 (-69.06%) Land $7,200 Building $1,400 |
| 2021 | $364.00 | $27,800 Land $26,100 Building $1,700 | $27,800 Land $26,100 Building $1,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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