5805 E 900 S, Keystone, IN 46759 Property Records

Wells County property record for 5805 E 900 S, Keystone, IN 46759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 1910
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2023)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-13-400-003.000-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-13-400-003.000-015`
Alternative APNs	`00001594973` `0070519101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
1st Floor Area	2,405 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2020
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001594973
Street Address	5805 E 900 S
City	KEYSTONE
State	IN
Zip	46759-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-25-12 1.540A SW COR E/2 SE
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	5
Census Block	5022
Census Tract	40700

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5805 E 900 S, KEYSTONE, IN 46759-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NATL BANK
Jan 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Oct 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20233410
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5805 E 900 S, KEYSTONE, IN 46759-9741
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020234050
Date	Dec 27, 2023
Instrument	20234050

Lender

Name	FARMERS & MERCHANTS NATL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5805 E 900 S, KEYSTONE, IN 46759-9741
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250035
Date	Jan 6, 2025
Instrument	20250035

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 26, 2023
Property Address	5805 E 900 S, KEYSTONE, IN 46759-9741
Document Number	0020233410
Instrument Date	Oct 26, 2023
Instrument	20233410
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 E 900 S, KEYSTONE, IN 46759-9741

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00 (+144.44%) Homeowner's exemption	$342,400 (+99.3%) Land $38,700 Building $303,700	$342,400 (+99.3%) Land $38,700 Building $303,700
2024	$783.00 (-42.38%) Homeowner's exemption	$171,800 (+8.8%) Land $38,700 Building $133,100	$171,800 (+8.8%) Land $38,700 Building $133,100
2023		$157,900 (+15.17%) Land $38,700 Building $119,200	$157,900 (+15.17%) Land $38,700 Building $119,200
2022	$1,359.00	$137,100 Land $28,700 Building $108,400	$137,100 Land $28,700 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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