Wells County property record for 4915 E 900 S, Keystone, IN 46759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,888 sqft · built 1980 |
| Lot Size | 4.87 acres (212,137 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-12-14-400-001.000-015 |
| Primary APN | 90-12-14-400-001.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Attic | Attic |
| Attic Area | 1,600 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 212,137 sqft (4.87 acres) |
| Garage Type | Mixed |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00001595311 |
|---|---|
| Street Address | 4915 E 900 S |
| City | KEYSTONE |
| State | IN |
| Zip | 46759-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-25-12 4.870A SW PT E/2 SE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | NOTTINGHAM |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 40700 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS MERCHANTS STATE BANK |
| Mar 4, 2020 | Deed of Trust, Mortgage · ARM FARMERS & MECHANICS BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · ARM FARMERS & MECHANICS BANK |
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NATL BANK |
| Sep 29, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| Jan 9, 2025 | Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE |
| Sep 12, 2012 | Special Warranty Deed, Transfer |
| Mar 22, 2012 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2025 |
| Deed Sale | Jan 9, 2025 |
| Prior Sale | Sep 12, 2012 · Amount on Record |
| Deed Document Number | 202593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 20, 2026 |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Number | 0000001784 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261784 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Number | 0000001784, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20261784 |
| Name | FARMERS MERCHANTS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020200905 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 20200905 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020193164 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 20193164 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 12, 2024 |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020224542 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 20224542 |
| Name | FARMERS & MERCHANTS NATL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000127/526 |
|---|---|
| Date | Sep 29, 2006 |
| Book Page | 127/526 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jan 9, 2025 |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Number | 0020250093 |
| Instrument Date | Jan 6, 2025 |
| Instrument | 20250093 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Sep 12, 2012 |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Number | 000151/713 |
| Book / Page | 151 / 713 |
| Instrument Date | Aug 29, 2012 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
| Name | Verified Name |
|---|---|
| Address | 8570 S US HIGHWAY 27, GENEVA, IN 46740-9720 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Mar 22, 2012 |
| Property Address | 4915 E 900 S, KEYSTONE, IN 46759-9738 |
| Document Number | 000151/168 |
| Book / Page | 151 / 168 |
| Instrument Date | Mar 14, 2012 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY, DALLAS, TX 75254-2942 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Nottingham Township |
| Unified School District | Southern Wells Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,540.00 (+16.05%) Homeowner's exemption | $261,000 (+15.18%) Land $68,700 Building $192,300 | $261,000 (+15.18%) Land $68,700 Building $192,300 |
| 2024 | $1,327.00 (+17.85%) | ||
| 2023 | $226,600 (+20.47%) Land $68,700 Building $157,900 | $226,600 (+20.47%) Land $68,700 Building $157,900 | |
| 2022 | $1,126.00 | $188,100 Land $49,200 Building $138,900 | $188,100 Land $49,200 Building $138,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2014–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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