Frederick County property record for 5802 Winding Oaks Ct, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,272 sqft · built 2001 |
| Lot Size | 0.463 acres (20,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Nov 2011) |
| Tax Bill | $5,824 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-305653 |
| Primary APN | 09-305653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,149 sqft (0.463 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 576 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 305653 |
|---|---|
| Street Address | 5802 WINDING OAKS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 61 PHASE IV PLAT 7-20,149 SQ.FT. RIVER OAKS |
| Legal Subdivision | RIVER OAKS PH 03 07 |
| Legal Phase | 4 |
| Legal Lot Number | 61 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 751904 |
5802 Winding Oaks Ct is owned and occupied by two individuals who bought it in November 2011.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5802 WINDING OAKS CT, FREDERICK, MD 21704-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2011 · Amount on File |
| Deed Sale | Nov 1, 2011 · Amount on File |
| Prior Sale | Nov 1, 2011 · Amount on File |
| Deed Book / Page | 8582 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5802 WINDING OAKS CT, FREDERICK, MD 21704-6849 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 5802 WINDING OAKS CT, FREDERICK, MD 21704-6849 |
| Document Number | 0145770157 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14577/157 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 5802 Winding Oaks Ct was $5,824 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,467 | $576,100 Land $159,700 Building $416,400 | |
| 2025 | $5,824.00 | ||
| 2023 | $5,075.00 Homeowner's exemption | $425,567 | $445,200 Land $135,700 Building $309,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5802 Winding Oaks Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5802 Winding Oaks Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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