Frederick County property record for 5809 Winding Oaks Ct, Frederick, MD 21704
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 3,130 sqft · built 1996 |
| Lot Size | 0.538 acres (23,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,000 (Dec 2002) |
| Tax Bill | $88 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-291016 |
| Primary APN | 09-291016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,130 sqft Gross Area |
| 1st Floor Area | 1,283 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,454 sqft (0.538 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 66 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 291016 |
|---|---|
| Street Address | 5809 WINDING OAKS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6865 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R1 |
| Legal Description | LOT 81 PAHSE 1 PLAT 1 23,454 SQ. FT. RIVER OAKS |
| Legal Subdivision | RIVER OAKS |
| Legal Lot Number | 81 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 751904 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5809 WINDING OAKS CT, FREDERICK, MD 21704-6865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on Record |
| Deed Sale | Dec 6, 2002 · Amount on Record |
| Prior Sale | Jan 17, 2001 · Amount on Record |
| Deed Document Number | 20029229 |
| Deed Book / Page | 3397 / 78 |
| Record Updated | Oct 29, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,133 (+25.36%) | $580,700 (+29.04%) Land $165,900 Building $414,800 | |
| 2025 | $88.00 (-98.26%) | ||
| 2023 | $5,071.00 Homeowner's exemption | $428,467 | $450,000 Land $141,900 Building $308,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures