Madison County property record for 580 Scaffold Cane Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,720 sqft |
| Lot Size | 0.736 acres (32,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,500 (May 2024) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0002-0007 |
| Primary APN | B011-0002-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Lot Area | 32,091 sqft (0.736 acres) |
|---|---|
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Gas |
|---|
| Account Number | 51984 |
|---|---|
| Street Address | 580 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEAN-HERNDON ADDT LOT 6-7 & PT 8 BLK 1 |
| Legal Subdivision | DEAN |
| Legal Block | 1 |
| Legal Lot Number | 6-7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11304 |
580 Scaffold Cane Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 580 SCAFFOLD CANE RD, BEREA, KY 40403-1886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 6, 2019 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on File |
| Deed Sale | May 14, 2024 · Amount on File |
| Prior Sale | Feb 6, 2019 · Amount on File |
| Deed Document Number | 202414203772 |
| Deed Book / Page | 852 / 246 |
| Prior Transfer Date | Apr 15, 2024 |
| Prior Transfer Doc | 00D852/246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 580 SCAFFOLD CANE RD, BEREA, KY 40403-1886 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | M2079/39 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | M2079/39 |
| Instrument | 2014046909 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Government Agency |
| Address | 3421 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 6, 2019 |
| Property Address | 580 SCAFFOLD CANE RD, BEREA, KY 40403-1886 |
| Document Number | D00769/563 |
| Book / Page | D00769 / 563 |
| Map Reference | MB 1 PG 52 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2013988068 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 BALITE WAY, 417, RICHMOND, KY 40475-3535 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 580 SCAFFOLD CANE RD, BEREA, KY 40403-1886 |
| Document Number | 2013988069 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2013988069 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 580 Scaffold Cane Rd was $1,739.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,739.00 | $184,500 | $184,500 |
| 2023 | $1,789.00 | $184,500 | $184,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 580 Scaffold Cane Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 580 Scaffold Cane Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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