512 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 512 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,400 sqft
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Nov 2017)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B011-0002-0002`

Property Details

APN / Parcel Number

Primary APN	`B011-0002-0002`
Alternative APNs	`111705` `74844` `40888`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	15,856 sqft (0.364 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	40888
Street Address	512 SCAFFOLD CANE RD
City	BEREA
State	KY
Zip	40403-1886
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 2A
Legal Lot Number	2A
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11304

Owner

512 Scaffold Cane Rd, a duplex, is owned and occupied by an individual who bought it in November 2017.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	512 SCAFFOLD CANE RD, BEREA, KY 40403-1886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Apr 10, 2017	Deed, Transfer PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	2013968203
Deed Book / Page	D00753 / 046
Record Updated	Jun 8, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 22, 2017
Property Address	512 SCAFFOLD CANE RD, BEREA, KY 40403-1886
Document Number	D00753/046
Book / Page	D00753 / 046
Map Reference	MB926 PG44
Instrument Date	Nov 17, 2017
Instrument	2013968203
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HICKORY DR, 107, RICHMOND, KY 40475-8721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SCAFFOLD CANE RD, BEREA, KY 40403-1886

Mortgage

Document Number	2013968204
Date	Nov 22, 2017
Instrument	2013968204

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 10, 2017
Property Address	512 SCAFFOLD CANE RD, BEREA, KY 40403-1886
Document Number	D00743/274
Book / Page	D00743 / 274
Map Reference	MB P26 PG44
Instrument Date	Mar 28, 2017
Instrument	2013956970
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 RICHMOND RD N, 310, BEREA, KY 40403-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 106, BEREA, KY 40403-0106

Mortgage

Document Number	2013956971
Date	Apr 10, 2017
Instrument	2013956971

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	59 Months
Due	Mar 28, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 512 Scaffold Cane Rd was $1,549 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 Additional exemption filed	$130,000	$130,000
2023	$1,648.00	$126,000	$126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Scaffold Cane Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2010–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Scaffold Cane Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scaffold Cane Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures