580 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 580 High Rock St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1961
Lot Size	0.307 acres (13,373 sqft)
Owner	Trust Name on File
Last Sale	$985,000 (Jul 2017)
Tax Bill	$14,087 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`M:1430000300000`

Property Details

APN / Parcel Number

Primary APN	`M:1430000300000`
Alternative APN	`NEED M:143.0 B:0003 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,248 sqft
Basement Area	1,006 sqft
Unfinished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	580 HIGH ROCK ST
City	NEEDHAM
State	MA
Zip	02492-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	NEEDHAM
Legal Block	3
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3006
Census Tract	403400

Owner

580 High Rock St is owner-occupied and held in a trust since July 2017.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 22, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 2, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Book / Page	35312 / 117
Transfer Doc	035312-117
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039573-492
Date	Jun 30, 2021
Book Page	39573/492
Instrument	85153

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039323-486
Date	Apr 28, 2021
Book Page	39323/486
Instrument	55175

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Nov 22, 2021
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	40091-3
Book / Page	40091 / 3
Instrument Date	Nov 17, 2021
Instrument	147675
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	40091-7
Date	Nov 22, 2021
Book Page	40091/7
Instrument	147676

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Nov 22, 2021
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	40092-336
Book / Page	40092 / 336
Instrument Date	Nov 17, 2021
Instrument	147879
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Nov 22, 2021
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	00040091-3
Book / Page	40091 / 3
Instrument Date	Nov 17, 2021
Instrument	147675
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000147676
Date	Nov 22, 2021
Instrument	147676

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Aug 2, 2021
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	39696-329
Book / Page	39696 / 329
Instrument Date	Jul 28, 2021
Instrument	100812
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	36444-359
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HIGH ROCK ST NEEDHAM MA 024921664, NEEDHAM, MA 02492-1664

Mortgage

Document Number	36444-359
Date	Nov 20, 2018
Book Page	036444/000359
Instrument	103649

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jul 27, 2017
Property Address	580 HIGH ROCK ST, NEEDHAM, MA 02492-1664
Document Number	35312-117
Book / Page	035312 / 000117
Instrument Date	Jul 25, 2017
Instrument	69422
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HIGH ROCK ST NEEDHAM MA 024921664, NEEDHAM, MA 02492-1664

Mortgage

Document Number	35312-121
Date	Jul 27, 2017
Book Page	035312/000121
Instrument	69424

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 580 High Rock St was $14,087.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,087.00	$1,329,000 Land $805,000 Building $524,000	$1,539,000 (+10.08%)
2024			$1,398,020
2023	$13,142.00	$1,007,800 Land $510,000 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 High Rock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 580 High Rock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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