542 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 542 High Rock St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,470 sqft · built 1923
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Company Names on File
Last Sale	$588,800 (Jun 2001)
Tax Bill	$13,944 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1410005200000`

Property Details

APN / Parcel Number

Primary APN	`M:1410005200000`
Alternative APN	`NEED M:141.0 B:0052 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	1,470 sqft
Basement Area	1,470 sqft
Unfinished Basement	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	542 HIGH ROCK ST
City	NEEDHAM
State	MA
Zip	02492-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	52
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3005
Census Tract	403400

Owner

542 High Rock St is owned by a company that bought it in June 2001.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	542 HIGH ROCK ST, NEEDHAM, MA 02492-1621
Owner Type	Company
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 6, 2017	Deed of Trust, Mortgage · ARM NEEDHAM COOPERATIVE BANK
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2001 · Amount on File
Deed Sale	Jun 22, 2001 · Amount on File
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	542 HIGH ROCK ST, NEEDHAM, MA 02492-1621
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041086-153
Date	Mar 8, 2023
Book Page	41086/153
Instrument	13137

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	542 HIGH ROCK ST, NEEDHAM, MA 02492-1621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35254-388
Date	Jul 6, 2017
Book Page	35254/388
Instrument	61270

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	542 HIGH ROCK ST, NEEDHAM, MA 02492-1621
Document Number	37548-213
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 HIGH ROCK ST NEEDHAM MA 024921621, NEEDHAM, MA 02492-1621

Mortgage

Document Number	37548-213
Date	Jan 24, 2020
Book Page	037548/000213
Instrument	6855

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 542 High Rock St was $13,944.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,944.00	$1,315,500 Land $807,200 Building $508,300	$1,603,790 (-1.51%)
2024			$1,628,395
2023	$13,233.00	$1,014,800 Land $511,600 Building $503,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 High Rock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 542 High Rock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Nearby Properties on High Rock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures