519 Harmon St, Birmingham, MI 48009 Property Records

Oakland County property record for 519 Harmon St, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,663 sqft · built 1915
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,120 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-25-376-068`

Property Details

APN / Parcel Number

Primary APN	`08-19-25-376-068`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,663 sqft Living Area
1st Floor Area	2,457 sqft
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	152 ft deep x 65 ft wide
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	519 HARMON ST
City	BIRMINGHAM
State	MI
Zip	48009-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 25 ASSESSOR'S PLAT NO 7 PART OF LOT 11 BEG AT NE LOT COR, TH S 87-45-00 W 100.04 FT, TH S 02-02-30 W 152.05
Legal Range	10E
Legal Township	02N
Legal Section	25
Legal Subdivision	ASSESSORS PLAT NO 7
Legal Lot Number	1-2,11
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1019
Census Tract	152600

Owner

519 Harmon St is owned and occupied by two individuals.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 HARMON ST, BIRMINGHAM, MI 48009-1350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	519 HARMON ST, BIRMINGHAM, MI 48009-1350
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 HARMON ST, BIRMINGHAM, MI 48009-1350

Mortgage

Document Number	0000120388
Date	May 6, 2021
Book Page	56197/327
Instrument	120388

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 519 Harmon St was $20,120 with a homeowner's exemption, down 9.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,120.00 (-9.78%) Homeowner's exemption	$1,059,640	$2,119,280
2024	$22,302.00
2023		$906,650	$1,813,300
2021	$20,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Harmon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	38 units insured incl. 28 condo units
Nearby Flood Claims	4 (1981–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Harmon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20