580 E Harris St, Pea Ridge, AR 72751 Property Records

Benton County property record for 580 E Harris St, Pea Ridge, AR 72751

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,453 sqft · built 1980
Lot Size61.5 acres (2,679,811 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Feb 1993)
Tax Bill$2,384 (2026)
Deeds & MortgagesAug 2026 Mortgage
Dec 2020 Loan Modification
+ 6 more
Flood ZoneZone X (minimal risk)
APN13-00013-001

Property Details

APN / Parcel Number

Primary APN13-00013-001
Alternative APNs
  • 45227.0
  • 45227

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,453 sqft Living Area
Gross Area4,025 sqft
1st Floor Area3,453 sqft
Basement Area241 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialOther
Lot Area2,679,811 sqft
Garage TypeAttached
Garage Area572 sqft
DrivewayAsphalt Driveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area259 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45227
Street Address580 E HARRIS ST
CityPEA RIDGE
StateAR
Zip72751-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE NW N PT E/2 NW SW W70 RDS NE SW E SW/C
Legal Range29
Legal Township20
Legal Section06
Legal SubdivisionPEA RIDGE
JurisdictionBENTON AR
Township / Civil Division7
Census Block Group3
Census Block3005
Census Tract20102

Owner

Source: Benton County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SERVICES
Dec 22, 2020Loan Modification, Mortgage
FARM CREDIT SVCS
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
FARM CREDIT SVCS
Jul 29, 2020Deed of Trust, Construction Loan · Line of Credit
FARM CREDIT SVCS/WSTN ARKANSAS
Jan 10, 2020Deed of Trust, Construction Loan · Line of Credit
FARM CREDIT SVCS
Jan 10, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FARM CREDIT SVCS
Jan 10, 2018Grant Deed, Mortgage · Line of Credit
FARM CREDIT SVCS
Sep 21, 2017Grant Deed, Mortgage · Line of Credit
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 1993 · Amount on Record
Deed SaleFeb 12, 1993 · Amount on Record
Prior SaleDec 21, 1992
Deed Document Number199312283
Transfer Doc0682000085
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Recording DateAug 25, 2026
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Document Number0000048970
Instrument DateAug 21, 2026
Instrument202648970
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship, 164
Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000048970,
DateAug 25, 2026
Instrument202648970
Lender
NameFARM CREDIT SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueAug 1, 2029
Interest
Max Rate-1%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBENTON AR
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Document Number0000086116
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000086116
DateDec 31, 2020
Instrument86116
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address3115 W 2ND CT, RUSSELLVILLE, AR 72801-4504
Agreement
AmountAmount Recorded
Term12 Months
DueDec 30, 2021

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Document Number0000046187
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000046187
DateJul 30, 2020
Instrument46187
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRUSSELLVILLE, AR 72801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueJul 29, 2033
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBENTON AR
Recording DateJul 29, 2020
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Document Number0000045937
Instrument DateJul 29, 2020
Instrument45937
Transaction TypeConstruction Loan
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000045937
DateJul 29, 2020
Instrument45937
Lender
NameFARM CREDIT SVCS/WSTN ARKANSAS
Address3415 W 2ND CT, RUSSELLVILLE, AR 72801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 28, 2021
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBENTON AR
Recording DateJan 10, 2020
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Document Number0000001822
Instrument DateJan 9, 2020
Instrument1822
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000001822
DateJan 10, 2020
Instrument1822
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address3115 W 2ND CT, RUSSELLVILLE, AR 72801-4504
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 9, 2021
Interest
Rate TypeAdjustable Rate

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBENTON AR
Recording DateJan 10, 2019
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Instrument DateJan 10, 2019
Instrument1411
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2019

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000001411
DateJan 10, 2019
Instrument1411
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRUSSELLVILLE, AR 72801
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 9, 2020

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionBENTON AR
Recording DateJan 10, 2018
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Instrument DateJan 8, 2018
Instrument1708
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number0000001708
DateJan 10, 2018
Instrument1708
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address3115 W 2ND CT, RUSSELLVILLE, AR 72801-4504
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 9, 2020
Interest
Rate TypeAdjustable Rate

September 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionBENTON AR
Recording DateSep 21, 2017
Property Address580 E HARRIS ST, PEA RIDGE, AR 72751-3321
Instrument DateSep 19, 2017
InstrumentM198529
Transaction TypeMortgage
Record UpdatedOct 11, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address580 E HARRIS ST PEA RIDGE AR 727513321, PEA RIDGE, AR 72751-3321

Mortgage

Document Number000M198529
DateSep 21, 2017
InstrumentM198529
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address3115 W 2ND CT, RUSSELLVILLE, AR 72801-4504
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueSep 20, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityPea Ridge City
Unified School DistrictPea Ridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,384.00 (+3.11%) Homeowner's exemption$117,142 (-) Land $25,213 Building $91,929$585,710 (-) Land $126,065 Building $459,645
2025$2,312.00 (-2.16%) Homeowner's exemption$117,142 (+43.56%) Land $25,213 Building $91,929
2024$585,710 (+43.56%) Land $126,065 Building $459,645
2023$2,363.00 Homeowner's exemption$81,600 Land $11,360 Building $70,240$408,000 Land $56,800 Building $351,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEA RIDGE WATERWORKS
serves 12,795 people · EPA ID AR0000053
Water SourcePurchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State InspectionApr 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30

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