58 Ward Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 58 Ward Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Sep 2019)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:05 L:43-3`

Property Details

APN / Parcel Number

Primary APN	`PROT M:05 L:43-3`
Alternative APNs	`PROT M:5 L:43-3` `M:05 L:43=3` `522`

Exterior

Lot Area	226,512 sqft (5.2 acres)

Location & Zoning

Account Number	522
Old Parcel Number	PROT M:05 L:43-3
Street Address	58 WARD RD
City	PROSPECT
State	ME
Zip	04981-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	43-3
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2012
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	282 MUSKRAT FARM RD, STOCKTON SPRINGS, ME 04981-4239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SEABOARD FEDERAL CREDIT UNION
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEABOARD FEDERAL CREDIT UNION
Sep 30, 2019	Quit Claim Deed, Transfer SEABOARD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Book / Page	4421 / 189
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0044210189
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Recording Date	Jun 15, 2026
Property Address	58 WARD RD, PROSPECT, ME 04981-3218
Document Number	005235/277
Book / Page	5235 / 277
Instrument Date	May 12, 2026
Instrument	20264421
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 WARD RD, PROSPECT, ME 04981-3218
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004421,
Date	Jun 15, 2026
Book Page	5235/277
Instrument	20264421

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	58 WARD RD, PROSPECT, ME 04981-3218
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004726/152
Date	Oct 29, 2021
Book Page	4726/152
Instrument	2021-12087

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT ME
Recording Date	Sep 30, 2019
Property Address	58 WARD RD, PROSPECT, ME 04981-3218
Document Number	0044210189
Book / Page	004421 / 000189
Instrument Date	Sep 23, 2019
Instrument	9473
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 MUSKRAT FARM RD STOCKTON SPRINGS ME 049814239, STOCKTON SPRINGS, ME 04981-4239

Mortgage

Document Number	44210191
Date	Sep 30, 2019
Book Page	004421/000191
Instrument	9474

Lender

Name	SEABOARD FCU
Type	Credit Union
Address	BUCKSPORT, ME 04416

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2029

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,267.00 (+2.99%)	$414,310 (-) Land $75,650 Building $338,660
2024	$4,143.00 (+19.33%)	$414,310 (+73.05%) Land $75,650 Building $338,660
2023	$3,472.00 (+617.36%)	$239,420 (+612.14%) Land $43,720 Building $195,700
2022	$484.00	$33,620 Land $33,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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