58 W Franklin St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 58 W Franklin St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 1928
Lot Size	0.198 acres (8,638 sqft)
Owner	Individual Name on Record
Last Sale	$426,000 (May 2022)
Tax Bill	$10,188 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00048-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00048-0000-00001`
Alternative APN	`040004800001`

Interior

Stories	2 Stories
Building Area	1,626 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	8,638 sqft (0.198 acres)
Lot Dimensions	160 ft deep x 54 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	58 W FRANKLIN ST
City	BOUND BROOK
State	NJ
Zip	08805-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	GEORGE WINSOR
Legal Block	48
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2005
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 5, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	202218027
Deed Book / Page	7442 / 1477
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0000004388
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BELL ST, SOUTH BOUND BROOK, NJ 08880-1222

Mortgage

Document Number	0000001735
Date	Jan 20, 2026
Book Page	7661/2225
Instrument	2026001735

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 5, 2022
Property Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Document Number	0000018027
Book / Page	7442 / 1477
Instrument Date	Apr 18, 2022
Instrument	2022018027
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,464.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9825 KAUFMAN PL, 9825, PLANO, TX 75025-5829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940

Mortgage

Document Number	0000018028
Date	May 5, 2022
Instrument	2022018028

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Jan 29, 2020
Property Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Document Number	0000004388
Book / Page	7185 / 2691
Instrument Date	Jan 15, 2020
Instrument	2020004388
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ASSOCIATED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 FRINGETREE DR, 126, WEST CHESTER, PA 19380-7334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940

Mortgage

Document Number	0000004389
Date	Jan 29, 2020
Instrument	2020004389

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,800 (+9.14%) Land $259,000 Building $244,800	$503,800 (+9.14%) Land $259,000 Building $244,800
2025	$10,188.00 (+3.16%)	$461,600 (+15.37%) Land $234,000 Building $227,600	$461,600 (+15.37%) Land $234,000 Building $227,600
2024	$9,876.00 (+7.41%)
2023		$400,100 Land $184,000 Building $216,100	$400,100 Land $184,000 Building $216,100
2022	$9,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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