54 W Franklin St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 54 W Franklin St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,771 sqft · built 1905
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2021)
Tax Bill	$9,779 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00048-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`04-00048-0000-00002`
Alternative APN	`040004800002`

Interior

Stories	2 Stories
Building Area	1,771 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Street Address	54 W FRANKLIN ST
City	BOUND BROOK
State	NJ
Zip	08805-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	48
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2005
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 GROVE AVE, BOUND BROOK, NJ 08805-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Intrafamily Transfer, Transfer
Jul 2, 2021	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Document Number	202140772
Deed Book / Page	7359 / 1
Last Transfer Date	Oct 21, 2021
Transfer Doc	0000069471
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Nov 29, 2021
Property Address	54 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Document Number	0000069471
Book / Page	7405 / 1263
Instrument Date	Oct 21, 2021
Instrument	2021069471
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 W FRANKLIN ST, 54, BOUND BROOK, NJ 08805-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 GROVE AVE, BOUND BROOK, NJ 08805-1624

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 2, 2021
Property Address	54 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Document Number	0000040772
Book / Page	7359 / 1
Instrument Date	Jun 24, 2021
Instrument	2021040772
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1292 E 2675 N, 1292, LAYTON, UT 84040-8596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940

Mortgage

Document Number	0000040773
Date	Jul 2, 2021
Instrument	2021040773

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,900 (+14.85%) Land $258,000 Building $250,900	$508,900 (+14.85%) Land $258,000 Building $250,900
2025	$9,779.00 (+3.28%)	$443,100 (+29.75%) Land $233,000 Building $210,100	$443,100 (+29.75%) Land $233,000 Building $210,100
2024	$9,468.00 (+21.24%)
2023		$341,500 Land $183,000 Building $158,500	$341,500 Land $183,000 Building $158,500
2022	$7,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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