58 Smiths Village Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 58 Smiths Village Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$92,000 (Jun 2020)
Tax Bill	$649 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-01-01-003`

Property Details

APN / Parcel Number

Primary APN	`244-01-01-003`
Alternative APNs	`2440101003 95616789` `95616789`

Location & Zoning

Old Parcel Number	2440101003 95616789
Street Address	58 SMITHS VILLAGE RD
City	WATERLOO
State	SC
Zip	29384-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3A&B 4A&B 5A G/ACRES
Legal Subdivision	&B 4A&B 5A G/ACRES
Legal Lot Number	3A,4A
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2000
Census Tract	920202

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 SMITHS VILLAGE RD, DONALDS, SC 29638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Aug 21, 2015
Deed Document Number	2020004157
Deed Book / Page	D1509 / 130
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 9, 2020
Property Address	58 SMITHS VILLAGE RD, WATERLOO, SC 29384-3537
Document Number	0015090130
Book / Page	001509 / 000130
Instrument Date	Jun 8, 2020
Instrument	4157
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 SMITHS VILLAGE RD WATERLOO SC 293843537, WATERLOO, SC 29384-3537

Mortgage

Document Number	25920090
Date	Jun 9, 2020
Book Page	002592/000090
Instrument	4158

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (+4.17%) Homeowner's exemption	$3,540 (-) Land $2,000 Building $1,540
2024	$623.00 (+41.27%) Homeowner's exemption	$3,540 (-) Land $2,000 Building $1,540
2023	$441.00 (-26.62%)	$3,540 (-) Land $2,000 Building $1,540	$88,500 (-) Land $50,000 Building $38,500
2022	$601.00	$3,540 Land $2,000 Building $1,540	$88,500 (-) Land $50,000 Building $38,500
2021			$88,500 Land $50,000 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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