Laurens County property record for 435 Smiths Village Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2025) |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-01-01-021 |
| Primary APN | 244-01-01-021 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2440101021 95618289 |
|---|---|
| Street Address | 435 SMITHS VILLAGE RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 435 SMITH VILLAGE RD |
| Legal Subdivision | 435 SMITH VILLAGE RD |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920202 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 SMITHS VILLAGE RD, WATERLOO, SC 29384-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2024 |
| Deed Document Number | 2025003821 |
| Deed Book / Page | D1899 / 271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 5, 2025 |
| Property Address | 435 SMITHS VILLAGE RD, WATERLOO, SC 29384-4203 |
| Document Number | 0D18990271 |
| Book / Page | D1899 / 271 |
| Map Reference | MB 13 PG 69 |
| Instrument Date | Apr 16, 2025 |
| Instrument | 2025003821 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 SMITHS VILLAGE RD, WATERLOO, SC 29384-4203 |
| Document Number | 2025003822 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025003822 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (+753.92%) Homeowner's exemption | $4,880 (+117.86%) Land $800 Building $4,080 | |
| 2024 | $102.00 (+13.33%) Homeowner's exemption | $2,240 (-) Land $320 Building $1,920 | |
| 2023 | $90.00 (-10.89%) Homeowner's exemption | $2,240 (-) Land $320 Building $1,920 | $56,000 (-) Land $8,000 Building $48,000 |
| 2022 | $101.00 Homeowner's exemption | $2,240 Land $320 Building $1,920 | $56,000 (-54.1%) Land $8,000 Building $48,000 |
| 2021 | $122,000 Land $20,000 Building $102,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Vyve Broadband.
5G (outdoors only) and 4G LTE
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