58 Smith St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 58 Smith St, Fairfield, CT 06824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,254 sqft · built 1907
Lot Size0.111 acres (4,845 sqft)
OwnerIndividual Name on File
Last Sale$1,000,000 (Aug 2025)
Tax Bill$10,229 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2025 Sale & Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APNFAIR M:182 B:225

Property Details

APN / Parcel Number

Primary APNFAIR M:182 B:225
Alternative APNs
  • FFLD M:182 B:225
  • M:182 L:225 X
  • 54

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,254 sqft Living Area
Gross Area2,544 sqft
Basement Area654 sqft
Unfinished Basement654 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,845 sqft (0.111 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number54
Street Address58 SMITH ST
CityFAIRFIELD
StateCT
Zip06824-6637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block225
JurisdictionFAIRFIELD CT
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4007
Census Tract61500

Owner

Source: Fairfield Town records · APN FAIR M:182 B:225

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 SCHOOL ST, BRIDGEPORT, CT 06605-3423
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed of Trust, Mortgage · Balloon Mortgage
MORGAN STANLEY CREDIT CORP
Aug 22, 2025Warranty Deed, Transfer · Line of Credit
US BANK NA
Jan 05, 2021Warranty Deed, Transfer
Jun 29, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 01, 2017Warranty Deed, Transfer
WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2025 · Amount on Record
Deed SaleAug 22, 2025 · Amount on Record
Prior SaleJan 05, 2021 · Amount on Record
Deed Document Number20254306
Deed Book / Page6639 / 338
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD CT
Property Address58 SMITH ST, FAIRFIELD, CT 06824-6637
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006111-236
DateApr 01, 2021
Book Page6111/236
Instrument2021-3678
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateAug 22, 2025
Property Address58 SMITH ST, FAIRFIELD, CT 06824-6637
Document Number006639-338
Book / Page6639 / 338
Instrument DateAug 11, 2025
Instrument2025-4306
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SCHOOL ST, BRIDGEPORT, CT 06605-3423

Mortgage

Document Number0020254307
DateAug 22, 2025
Instrument2025-4307
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateJan 05, 2021
Property Address58 SMITH ST, FAIRFIELD, CT 06824-6637
Document Number006052-299
Book / Page6052 / 299
Instrument DateDec 21, 2020
Instrument2021-117
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 SMITH ST, FAIRFIELD, CT 06824-6637

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateJun 29, 2020
Property Address58 SMITH ST, FAIRFIELD, CT 06824-6637
Document Number5934-170
Book / Page5934 / 170
Instrument DateJun 25, 2020
Instrument2020-4642
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number20204643
DateJun 29, 2020
Instrument2020-4643
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateDec 01, 2017
Property Address58 SMITH ST, FAIRFIELD, CT 06824-6637
Document Number5618-275
Book / Page5618 / 275
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95.47
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number56180277
DateDec 01, 2017
Instrument05618/0277
Lender
NameWILLIAM RAVEIS MTG CO
Agreement
AmountAmount Recorded
Term372 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionFairfield Town
Unified School DistrictFairfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,229.00$360,290 (-) Land $249,060 Building $111,230$252,203 Land $174,342 Building $77,861
2024$10,229.00 (+3.2%)
2023$9,912.00$360,290 Land $249,060 Building $111,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 464 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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