57 Smith St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 57 Smith St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,650 sqft · built 1907
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$585,800 (Apr 2017)
Tax Bill	$14,402 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2024 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:194`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:194`
Alternative APNs	`FFLD M:182 B:194` `M:182 L:194 X` `8666`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,862 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8666
Street Address	57 SMITH ST
City	FAIRFIELD
State	CT
Zip	06824-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	194
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4005
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 2, 2017	Deed of Trust, Mortgage CARDINAL FNCL CO LP
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SILICON VALLEY BANK
Apr 10, 2017	Warranty Deed, Transfer REAL ESTATE MTG NTWRK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Feb 5, 2002 · Amount on Record
Deed Book / Page	5533 / 31
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006137-250
Date	May 7, 2021
Book Page	6137/250
Instrument	2021-5198

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006574-304
Date	Dec 30, 2024
Book Page	6574/304
Instrument	2024-6685

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5576-195
Date	Aug 2, 2017
Book Page	5576/195

Lender

Name	CARDINAL FNCL CO LP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5825-44
Date	Sep 24, 2019
Book Page	5825/44
Instrument	2019-6404

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 10, 2017
Property Address	57 SMITH ST, FAIRFIELD, CT 06824-8400
Document Number	5533-31
Book / Page	5533 / 31
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55330034
Date	Apr 10, 2017
Instrument	05533/0034

Lender

Name	REAL ESTATE MTG NTWRK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,402.00 (+40.45%)	$750,517 (+107.78%) Land $648,387 Building $102,130	$1,127,595 (+345.97%)
2025	$10,254.00	$361,200 (-) Land $249,690 Building $111,510	$252,840 Land $174,783 Building $78,057
2024	$10,254.00 (+3.19%)
2023	$9,937.00	$361,200 Land $249,690 Building $111,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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