58 O'Neals Rd, Pratts, VA 22731 Property Records

Madison County property record for 58 O'Neals Rd, Pratts, VA 22731 · Last verified December 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2014)
Tax Bill	$1,327 (2023)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48--89C`

Property Details

APN / Parcel Number

Primary APN	`48--89C`
Alternative APN	`4265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4265
Old Parcel Number	48- -89C
Street Address	58 ONEALS RD
City	PRATTS
State	VA
Zip	22731-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN 140000514 1.000 AC 48-89C RT 626
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1016
Census Tract	930102

Owner

Source: Madison County records · APN 48--89C

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	58 ONEALS RD, PRATTS, VA 22731-3118
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2014 · Amount on Record
Deed Sale	May 01, 2014 · Amount on Record
Deed Document Number	140000514
Record Updated	Jun 07, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	58 ONEALS RD, PRATTS, VA 22731-3118
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001480
Date	Oct 10, 2017
Instrument	170001480

Lender

Name	UNION BANK & TRUST
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,327.00	$179,400 Land $52,000 Building $127,400	$179,400 Land $52,000 Building $127,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (51113C), updated April 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Xfinity	Cable	1,200 / 35	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: Central Virginia Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.