Madison County property record for 114 O'Neals Rd, Pratts, VA 22731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,155 sqft · built 1967 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,397 (2023) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48--89A |
| Primary APN | 48--89A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 524 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3885 |
|---|---|
| Old Parcel Number | 48- -89A |
| Street Address | 114 ONEALS RD |
| City | PRATTS |
| State | VA |
| Zip | 22731-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 160000301 1.500 AC 48-89A RT 626 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | LOCUST DALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 930102 |
Source: Madison County records, as of December 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 ONEALS RD, PRATTS, VA 22731-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2016 |
| Transfer Doc | 0160000301 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 114 ONEALS RD, PRATTS, VA 22731-3100 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0170001089 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 170001089 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CULPEPER, VA 22701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,397.00 | $188,900 Land $61,000 Building $127,900 | $188,900 Land $61,000 Building $127,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Firefly Fiber Broadband.
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