58 Mirror Lake Ct, Lyons, CO 80540 Property Records

Larimer County property record for 58 Mirror Lake Ct, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,954 sqft · built 1972
Lot Size	0.639 acres (27,878 sqft)
Owner	Owner Name on Record
Last Sale	$236,000 (Jan 1998)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24353-12-052`

Property Details

APN / Parcel Number

Primary APN	`24353-12-052`
Alternative APN	`R0550795`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,954 sqft Living Area
Upper Floors Area	1,552 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	495 sqft
Patio Area	503 sqft
Balcony	Balcony
Balcony Area	1,502 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0550795
Old Parcel Number	2435312052
Street Address	58 MIRROR LAKE CT
City	LYONS
State	CO
Zip	80540-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52, TR 1, PARTIAL REPLAT OF TRS 1 & 5, BIG ELK MEADOWS
Legal Range	72
Legal Township	04
Legal Section	35
Legal Quarter	SW
Legal Subdivision	BIG ELK MEADOWS
Legal Tract	1
Legal Block	12
Legal Lot Number	52
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1105
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 3468, ESTES PARK, CO 80517-3468

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 1998 · Amount on Record
Deed Sale	Jan 22, 1998 · Amount on Record
Prior Sale	Jan 22, 1998 · Amount on Record
Deed Document Number	0000004457
Deed Book / Page	24
Last Transfer Date	Feb 4, 1998
Transfer Doc	0000008170
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	58 MIRROR LAKE CT, LYONS, CO 80540-8037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009055
Date	Jan 25, 2021
Instrument	20210009055

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	58 MIRROR LAKE CT, LYONS, CO 80540-8037
Document Number	0000013582
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 346 ESTES PARK CO 805170346, ESTES PARK, CO 80517-0346

Mortgage

Document Number	0000013582
Date	Feb 28, 2020
Instrument	13582

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2030

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	58 MIRROR LAKE CT, LYONS, CO 80540-8037
Document Number	0000035922
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3468 ESTES PARK CO 805173468, ESTES PARK, CO 80517-3468

Mortgage

Document Number	0000035922
Date	Jun 28, 2019
Instrument	35922

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	58 MIRROR LAKE CT, LYONS, CO 80540-8037
Document Number	0000054367
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 MIRROR LAKE CT LYONS CO 805408037, LYONS, CO 80540-8037

Mortgage

Document Number	0000054367
Date	Sep 4, 2018
Instrument	54367

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 (-8.8%)	$53,125 (-19.22%) Land $6,250 Building $46,875	$850,000 (-13.41%) Land $100,000 Building $750,000
2023	$4,193.00 (+43.25%)	$65,767 (+60.74%) Land $5,360 Building $60,407	$981,600 (+66.74%) Land $80,000 Building $901,600
2022	$2,927.00	$40,915 Land $3,406 Building $37,509	$588,700 Land $49,000 Building $539,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.9% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG ELK MEADOWS WA private · serves 405 people · EPA ID CO0135143
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.44 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 Sanitary survey deficiency not corrected Nov 2018 No certified operator Apr 2017
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200

Cell Coverage

No cell data coverage reported

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