12 Mirror Lake Ct, Lyons, CO 80540 Property Records

Larimer County property record for 12 Mirror Lake Ct, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1969
Lot Size	0.319 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Feb 2022)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Feb 2022 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24353-12-050`

Property Details

APN / Parcel Number

Primary APN	`24353-12-050`
Alternative APN	`R0550779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Upper Floors Area	296 sqft
Attic Area	256 sqft
Basement Area	1,937 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,456 sqft
Deck Area	64 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0550779
Old Parcel Number	2435312050
Street Address	12 MIRROR LAKE CT
City	LYONS
State	CO
Zip	80540-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50, TR 1, PARTIAL REPLAT OF TRS 1 & 5, BIG ELK MEADOWS
Legal Range	72
Legal Township	04
Legal Section	35
Legal Quarter	SW
Legal Subdivision	BIG ELK MEADOWS
Legal Tract	1
Legal Block	12
Legal Lot Number	50
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1105
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 MIRROR LAKE CT, LYONS, CO 80540-8037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	20220011524
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 22, 2022
Property Address	12 MIRROR LAKE CT, LYONS, CO 80540-8037
Document Number	0000011524
Map Reference	MB 1409 PG 169
Instrument Date	Feb 14, 2022
Instrument	20220011524
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 W HILL DR, 416, BERTHOUD, CO 80513-9602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12 MIRROR LAKE CT, LYONS, CO 80540-8037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	12 MIRROR LAKE CT, LYONS, CO 80540-8037
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031076
Date	Mar 29, 2021
Instrument	20210031076

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 13, 2017
Property Address	12 MIRROR LAKE CT, LYONS, CO 80540-8037
Document Number	0000002955
Map Reference	MB1409 PG169
Instrument Date	Jan 12, 2017
Instrument	20170002955
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 W HILL DR, BERTHOUD, CO 80513-9602

Mortgage

Document Number	0000002956
Date	Jan 13, 2017
Instrument	20170002956

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,209.00 (-16.04%)	$44,575 (-26.05%) Land $6,250 Building $38,325	$713,200 (-20.73%) Land $100,000 Building $613,200
2023	$3,822.00 (+58.06%)	$60,280 (+78.35%) Land $5,360 Building $54,920	$899,700 (+85.01%) Land $80,000 Building $819,700
2022	$2,418.00	$33,798 Land $3,406 Building $30,392	$486,300 Land $49,000 Building $437,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.7% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG ELK MEADOWS WA private · serves 405 people · EPA ID CO0135143
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.44 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 Sanitary survey deficiency not corrected Nov 2018 No certified operator Apr 2017
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200

Cell Coverage

No cell data coverage reported

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