Lake County property record for 58 Marks Dr, Silver Bay, MN 55614
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 1,428 sqft · built 2020 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Apr 2020) |
| Tax Bill | $3,354 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance Aug 2020 Mortgage + 2 more |
| APN | 22-7551-01050 |
| Primary APN | 22-7551-01050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Gross Area |
| 1st Floor Area | 1,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 58 MARKS DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1131 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOT 5 BLOCK 1 & THAT PART OF THE VACATED |
| Legal Range | 08W |
| Legal Township | 56N |
| Legal Section | 36 |
| Legal Subdivision | FREDRICKSON 2ND DIVISION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 370300 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 58 MARKS DR, SILVER BAY, MN 55614-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION |
| Aug 4, 2020 | Deed of Trust, Mortgage · ARM NORTH SHORE FEDERAL CREDIT UNION |
| Aug 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION |
| Apr 27, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 202046559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 58 MARKS DR, SILVER BAY, MN 55614-1131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000046835 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | T000046835 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 58 MARKS DR, SILVER BAY, MN 55614-1131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | T068/3 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | T068/3 |
| Instrument | T000046868 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Index | Other |
| Margin | 1 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 58 MARKS DR, SILVER BAY, MN 55614-1131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000046928 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | T000046928 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 27, 2020 |
| Property Address | 58 MARKS DR, SILVER BAY, MN 55614-1131 |
| Document Number | T000046559 |
| Instrument Date | Apr 17, 2020 |
| Instrument | T000046559 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313TH LN NE, CAMBRIDGE, MN 55008 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,354.00 (+0.72%) Homeowner's exemption | $359,000 (+29.04%) Land $59,700 Building $299,300 | $359,000 (+29.04%) Land $59,700 Building $299,300 |
| 2025 | $3,330.00 | ||
| 2023 | $278,200 Land $59,700 Building $218,500 | $278,200 Land $59,700 Building $218,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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