Lake County property record for 45 Marks Dr, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Aug 2023) |
| Tax Bill | $4,112 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Feb 2017 Sale & Mortgage |
| APN | 22-7530-31720 |
| Primary APN | 22-7530-31720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 162 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 102 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45 MARKS DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 71 & 72 BLOCK 31 + LOT 70 BLOCK 31 LESS |
| Legal Subdivision | SILVER BAY |
| Legal Block | 31 |
| Legal Lot Number | 71-72 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 370300 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 MARKS DR, SILVER BAY, MN 55614-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage NORTH SHORE FCU |
| Feb 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Feb 6, 2017 · Amount on Record |
| Deed Document Number | 20231570862 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000044436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 12, 2017 |
| Property Address | 45 MARKS DR, SILVER BAY, MN 55614-1130 |
| Document Number | T000044436 |
| Instrument Date | Sep 29, 2017 |
| Instrument | T000044436 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | T000044437 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | T000044437 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Feb 6, 2017 |
| Property Address | 45 MARKS DR, SILVER BAY, MN 55614-1130 |
| Document Number | T000043924 |
| Instrument Date | Jan 3, 2017 |
| Instrument | T000043924 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NORTH SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 MARKS DR, SILVER BAY, MN 55614-1130 |
| Document Number | T000043925 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | T000043925 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,112.00 Homeowner's exemption | $299,200 (+4.43%) Land $28,100 Building $271,100 | $299,200 (+4.43%) Land $28,100 Building $271,100 |
| 2023 | $286,500 Land $28,100 Building $258,400 | $286,500 Land $28,100 Building $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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