58 Laurens St, Charleston, SC 29401 Property Records

Charleston County property record for 58 Laurens St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,752 sqft · built 1940
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Mar 2022)
Tax Bill	$8,637 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan Mar 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`458-01-01-018`

Property Details

APN / Parcel Number

Primary APN	`458-01-01-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,752 sqft Living Area
1st Floor Area	1,376 sqft
Upper Floors Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	67 ft deep x 40 ft wide
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	58 LAURENS ST
City	CHARLESTON
State	SC
Zip	29401-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -N LAURENS 58
Legal Subdivision	ANSONBOROUGH, WARD-5
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1026
Census Tract	5100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 LAURENS ST, CHARLESTON, SC 29401-1879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2022	Deed, Construction Loan · Construction Mortgage FINEMARK NATIONAL BANK & TRUST
Mar 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2022 · Amount on Record
Deed Sale	Mar 5, 2022 · Amount on Record
Deed Book / Page	1085 / 151
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0010850150
Record Updated	Oct 29, 2026

March 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 5, 2022
Property Address	58 LAURENS ST, CHARLESTON, SC 29401-1879
Document Number	0010850151
Book / Page	1085 / 151
Instrument Date	Feb 28, 2022
Transaction Type	Construction Loan
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 LAURENS ST, CHARLESTON, SC 29401-1879

Mortgage

Document Number	0001085154
Date	Mar 5, 2022
Instrument	1085/154

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 5, 2022
Property Address	58 LAURENS ST, CHARLESTON, SC 29401-1879
Document Number	0010850150
Book / Page	1085 / 150
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 LAURENS ST, CHARLESTON, SC 29401-1563

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,637.00 (+8.33%)	$1,822,750 (+2,775%) Land $805,000 Building $1,017,750	$2,501,600 (+144.94%) Land $837,600 Building $1,664,000
2024	$7,973.00 (-31.61%)	$63,400 (+45.35%)
2022	$11,658.00	$43,620	$1,021,300 (-35.56%) Land $687,700 Building $333,600
2020			$1,585,000 Land $700,000 Building $885,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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