50 Laurens St, Charleston, SC 29401 Property Records

Charleston County property record for 50 Laurens St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,454 sqft · built 1807
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$4,400,000 (Feb 2025)
Tax Bill	$11,043 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`458-01-01-012`

Property Details

APN / Parcel Number

Primary APN	`458-01-01-012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,454 sqft Living Area
Gross Area	5,062 sqft
1st Floor Area	1,542 sqft
Upper Floors Area	2,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1807
Effective Year Built	Effective 1807
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	160 sqft

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	195 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	104 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	50 LAURENS ST
City	CHARLESTON
State	SC
Zip	29401-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -N LAURENS 50
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1026
Census Tract	5100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	50 LAURENS ST, CHARLESTON, SC 29401-1559
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Book / Page	1296 / 16
Prior Transfer Date	Jul 29, 2004
Prior Transfer Doc	N504/0051
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	50 LAURENS ST, CHARLESTON, SC 29401-1559
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAURENS ST, CHARLESTON, SC 29401-1559
Investor	Possibly a Property Investor

Mortgage

Document Number	0009840706
Date	Apr 26, 2021
Book Page	984/706

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Jan 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	50 LAURENS ST, CHARLESTON, SC 29401-1559
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009840705
Date	Apr 26, 2021
Book Page	984/705

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	50 LAURENS ST, CHARLESTON, SC 29401-1559
Document Number	0783/0195
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAURENS ST CHARLESTON SC 294011559, CHARLESTON, SC 29401-1559

Mortgage

Document Number	0783/0195
Date	Mar 14, 2019
Book Page	000783/000195

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,043.00 (+7.95%)	$2,334,500 (+2,775%) Land $1,061,680 Building $1,272,820	$5,043,900 (+148.47%) Land $1,428,900 Building $3,615,000
2024	$10,230.00 (+5.99%)	$81,200 (-)
2022	$9,652.00	$81,200	$2,030,000 (-) Land $923,200 Building $1,106,800
2020			$2,030,000 Land $923,200 Building $1,106,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

Nearby Properties on Laurens St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures